About Me

My Name is Jon, I got my degree in 2008 and left school with $22,500 in student loans. Although I was happy to have graduated with my degree in Mechanical Engineering I knew I would have challanges to pay down my 22k of debt. My student debt wasn’t nearly as much as others but I was concerned that this debt was going to hold me back from doing the things I was wanting to do in my life after school.

When I was graduating I was looking at my debt and the life I was wanting to live leaving College. I was planning on proposing to my girlfriend(now wife) could I afford the ring? If she said yes(which she did) could we even afford to have a wedding since they can cost a LOT!

After looking at all my options…Consolidation, Refinancing, Forgiveness, going into a profession where grants are available (Armed Forces, medical, volunteer, teaching). I decided my best plan was to tackle the debt head on.

After agressively paying down my debt and doing a few tricks which I will share openly on this site I ended up saving over $7k in the cost of my student loan.

Student Loan Paid Off!

As of May 2012 – exactly 3 years after I graduated I owe nothing on my student loan.

buying engagement ring after college while broke About Me

Engagement Ring I Bought While At College

I didn’t have a six figure starting salary and I didn’t put the rest of my life on hold and eat noodles I still got married, went on trips and bought a house. Your student loan debt doesn’t have to hold you back and I hope to share with you what you can do to make sure it doesn’t stop you from living your life the way you want to.


  1. This is an excellent site Jon. I know many people who could use your blog as a resource and I will surely send them your way!

    Wishing You The Best :)

  2. Awesome story!

  3. Wow…just by reading your bio I’m hooked! Can’t wait to dive in to see how you paid off your student debt and not living only on oodles and noodles. :)

  4. hey man, thank you for this great resource. i’m deeeeep in the hole to sallie mae and looking at cuStudenLoans. fingers are crossed.

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