Planning for college can be a daunting task for most people.  With the costs of a college education on the rise, more and more people are turning to student loans to help them cover the costs.  These loans come in several forms, but are basically broken down into two groups: federal and public loans, each with its own advantages and disadvantages.   But regardless of where the loan comes from, there are a few things to keep in mind when applying for these loans: […]