Best Consolidation Companies

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The 2 Easiest To Receive Student Loan Forgiveness Programs

By |October 27th, 2012|Forgiveness|

Many students and recent college graduates are having trouble paying back their student loans. If you are having trouble making even minimum payments, you may want to look into some of the programs out there that help students pay their debt. These are the 2 easiest to received student loan forgiveness programs. […]

Whats the difference between a Federal Direct and Perkins Loan?

By |October 25th, 2012|Applying for Loans|

Federal student loans are available for college students through the U.S. Department of Education. There are two types of federal student loan programs. The William D. Ford Federal Direct Loan Program  is the largest federal student loan program. The U.S. Department of Education is the lender. There are four types of Direct Loans. Direct Subsidized Loans are offered to undergraduate students who can demonstrate financial need. Students may borrow between $3,500 and $5,500 depending on their year in school. […]

How To Compare Private Student Loans

By |October 23rd, 2012|Applying for Loans|

With the high cost of education, some parents and students find it necessary to apply for loans to fund a college education. Federal student loans and private student loans are two options available. Private student loans can help cover expenses not covered by other financial aid. Some students use private loans to pay for summer courses when their school does not apply Federal aid to summer programs. Additionally, students use private loans to pay for extra living expenses while in college. […]

Will Obama or Romney Be A Better President For Students With Crushing Debt?

By |October 21st, 2012|Federal Loans|

Compare the best loan consolidation rates – Here [socialpoll id=”2365″] Election season is in full tilt and unless you have been hiding from television and social media you know that the lines have been firmly drawn over many issues. Among the top issues like healthcare and the economy we find the student loan debate. Both candidates have very different views and in this article we will take a look at some of the finer points to see just where each candidate stands on THE Student loan debate. […]

9 Musts To Qualify For Federal Student Aid Without a Cosigner

By |October 18th, 2012|Federal Loans|

The best way to get a student loan without a cosigner is to apply for federal student aid. You do not need a cosigner or a credit history to apply for a federal student loan, but must meet a few other requirements. You must […]

Sallie Mae Student Loans

By |October 15th, 2012|Types of Loans|

There are many different lenders on the internet that offer loans for students. One of the most trusted online lender in Sallie Mae. Sallie Mae offers different kinds of loans and other banking services based on the individual needs, but is most widely recognized as a student loan lender. Kinds of Sallie Mae student loans Undergraduate Loans: Smart option loan- This loan is a certified loan that allows a borrower to borrow up to the cost of their education. They offer choices of variable vs fixed interest rates. If the borrower has a poor credit score, enlisting the help of a co-signer will qualify you for a lower interest rate. […]

Certified Private Loans

By |October 14th, 2012|Types of Loans|

Today, as more and more students are going to school, whether it be for the first time or they are going back, it is becoming increasingly difficult to pay for the cost of secondary education. There are many different options, such as scholarships, grants, federal student loans, and private student loans. This article will discuss what a certified private student loan is and whether or not it is a good resource to use to fund your education. […]

Credit Unions

By |October 13th, 2012|Types of Loans|

When paying for college, there are many different options available to people who are struggling. There are scholarships, student loans, grant, work-study employment, and loans and lines of credit from credit unions. Credit unions are not always the first thing that pops to a borrower mind, but they are good sources of financial aid never the less. Private student loans from Credit unions are becoming increasingly more popular since students are receiving less financial aid and the cost of attending college has skyrocketed. […]

Stafford Student Loans

By |October 12th, 2012|Types of Loans|

The cost of going to college can be daunting sometimes. With so many expenses, from tuition to textbooks, it can be hard to pay for loans. Luckily, the federal government offers student loans that make paying for college a little easier. What is a Stafford Student Loan? A Stafford student loan is awarded by the Department of Education. These loans have low interest rates, and do not require the borrower to be creditworthy. […]

Student Loan Consolidation Rates

By |October 11th, 2012|Consolidation|

Many college students will accrue several thousands of dollars in student loan debts throughout the progression of their academic careers. Trying to get the best student loan consolidation rates could save thousands of dollars. Whether these loans are federal or private student loans, the interest rate significantly influences the amount that the borrower will repay over the next several years. The majority of borrowers choose to combine all of their student loans with the purpose of attaining an overall student loan consolidation rate that is substantially smaller than the separate rates. […]