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Budgeting in College: How You Can Adjust to Start Making Payments Towards Student Loans


By |August 30th, 2016|College, Pay Off Student Loans|Comments Off on Budgeting in College: How You Can Adjust to Start Making Payments Towards Student Loans

Financial Aid for Minority Students

Going to college is not easy. For many young adults, it is their initiation into the real world, and it can be a difficult transition. Compared to grade-school, the classes can be more difficult, with more challenging material to cover in less time, and with teachers who are less interested in helping you keep up. Social situations can catch you unprepared; the student body of a college or university is much more diverse than that of a high school. Oftentimes people say, “I wish I knew that when I was in college.” Whether they are talking about the amount of courses to take, which extracurricular activities to get involved in, or how to balance studying and socializing, college carries a learning curve for all and a steep one for many. […]

By |February 20th, 2014|Refinance|0 Comments

Should Parents Pay for College?

As tuition costs continue to rise, parents face an increasingly difficult dilemma regarding their children’s college education: should they pay for their children to attend post-secondary studies, and if so, how much is appropriate? Before signing any checks or agreements, parents should consider their own futures.  Retirement may seem far away, but resist the urge to take funds out of your long-term savings.  Even if borrowing money seems risky, there are loans designed for students to attend college.  It is extremely unlikely that a bank will lend you money to retire because the likelihood of repayment is relatively low.  Additionally, money taken out of a retirement fund can be considered taxable income.  Since it’s viewed as additional income, your family’s eligibility for financial aid can be drastically affected the following year. […]

By |December 16th, 2013|Pay Off Student Loans|0 Comments

How Can I Pay for College?

The cost of higher education is an enormous factor to consider for anyone thinking about attending college.  With ever-rising tuition costs and a troubled economy, going to school can seem like a risky investment.  Even if you’ve been unable to save for college, there are options that might reduce or eliminate debt after school. […]

By |December 2nd, 2013|Pay Off Student Loans|0 Comments

Does Welfare Pay for College?

One of the most common pieces of advice offered to college students today is to seek out as much financial aid as possible.  Unfortunately, in many cases, student aid packages are still not enough to cover the full cost of tuition, and many are forced to borrow money.  When this happens, some students begin to wonder if welfare or other public assistance programs will help pay for college. […]

By |November 25th, 2013|Pay Off Student Loans|0 Comments

5 Ways to Pay for College

Aspiring students know that a college education is considered valuable in business, but getting a degree can cost tens of thousands of dollars – money most young adults do not have.  Before blindly signing off on a complicated loan or deciding to forgo college altogether, investigate your options.  There is a variety of ways to get money for school, including loans, scholarships, and other methods you may not have considered. […]

By |November 18th, 2013|Scholorships|0 Comments

Exploring Loans: How To Pay For College If Your Parents Can’t Or Won’t

As tuition costs soar ever higher each year, it’s increasingly common to find students turning to other sources besides their parents to fund their higher education. The sticker shock of undergraduate or graduate school can give even the most savings conscientious parents cold feet when it comes to footing the bill for their beloved children. […]

By |March 21st, 2013|Pay Off Student Loans|0 Comments

10 Ways To Make Money in College

1) Become a tutor Chances are you’re good with at least one main subject, such as math or music. Chances are there’s someone in your area who isn’t but wants to be, and who will pay you quite well to share your skills. If you’re really good, word-of-mouth might be enough, but even so, placing an ad in college and local newspapers or on public bulletin boards with your desired pay and contact info will net you some clients. If you satisfy their needs they’ll likely recommend you to their friends and family, which will increase your earnings exponentially. […]

By |March 5th, 2013|Refinance|0 Comments

Are You Eligible for an FSEOG Grant

Like other types of financial aid programs, the only people eligible for a FSEOG Grant are families that demonstrate strict financial need. Anyone who proves that they can afford college tuition is ineligible for the FSEOG and Pell Grants. Financial need takes into account a family's income, size, assets, as well as the cost of tuition. If the cost of tuition is well above the Expected Family Contribution, a FSEOG Grant will be awarded. […]

By |November 13th, 2012|Types of Loans|0 Comments

Average Student Loan Debt 2012

According to a report released by the Institute for College Access and Success on Thursday, October 18th, 2012, Average Student Loan Debt 2012 (students graduating in 2011) topped $26,000. This number is about $1,000 more than the average student loan debt calculated for 2010, and represents an increase of 5 percent. This increase percentage has been the norm in recent years due to the U.S. Economy fallout since around 2008. […]

By |November 1st, 2012|Applying for Loans|0 Comments