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Don’t Delay Your Money: Avoid These Mistakes on Student Loan Forms

The last thing you need when applying for educational financial aid is to have your money delayed because there are mistakes on your forms. It can take up to three weeks to process a financial aid form with errors on it, so avoid these mistakes on student loan forms: 1. Using an incorrect AGI (Adjusted Gross Income) figure. This is one of the most common errors on student loan forms. Pay careful attention when reporting income earned from work and/or other sources. Consult with your most recent tax schedule turned into the Internal Revenue Service and ask your tax advisor if you have any doubts as to your number. […]

By admin|May 2nd, 2013|Pay Off Student Loans|0 Comments

7 Tips To Make The Most of Private Student Loan Consolidation

It is becoming more commonplace for students to have multiple loans in order to afford the high costs associated with college. However, there are options to help reduce the costs associated with loans and interest rates, and one of these is consolidation. Consolidation is the combining of loans together and paying a lender one fee each month to cover the costs of the other loans. This can make it much simpler for students who are struggling with paying off their student loans. […]

By admin|April 16th, 2013|Consolidation|0 Comments

How Much Financial Aid Can I Receive for my Education?

The amount of financial aid you are eligible to receive depends on your Expected Family Contribution (EFC). The Free Application for Federal Student Aid (FAFSA) uses the Federal Need Analysis Methodology to determine your status (private institutions often use Institutional Methodology). You can get a basic estimate of your EFC and through the FAFSA website and numerous other online calculators. Calculation forms will include the following: […]

By admin|April 11th, 2013|Applying for Loans, Investing|0 Comments

How Early Should I Apply For a Student Loan?

How early you should apply for a student loan really depends on two things: whether you are trying to decide which school to attend based on what kind of financial aid you can get, or whether you've designated your school of choice and need to figure out which loans you will use to pay for it, and how large they will have to be. Either way, you should first think about what kinds of free aid and gifts are out there once you've determined you will attend a school of higher education. You should exhaust these sources before you apply for student loans. […]

By admin|April 4th, 2013|Applying for Loans|0 Comments

College Loans: Conquer and Control

Preparing for the great opportunities of life with a quality college education is a very important step for a good future. Education, however, is just not as cheap as it used to be. Even after you are able to secure some financial aid, and maybe even a scholarship, there may still be a need for more money. Many financial institutions offer relatively easy ways to get a student loan. Here are some things you need to know in order to get a loan for your educational needs. […]

By admin|March 28th, 2013|Types of Loans|0 Comments

Simple Tuition Student Loan Consolidation Review

Paying for college can be difficult for someone who isn't employed and is facing the ever increasing costs of tuition and college living. Lenders and loan consolidation companies are always looking for new ways to make it easier for students to pay off their loans, such as eliminating origination fees and cosigner release from the original debt. However, Simple Tuition is one of the few loan consolidation companies that makes it even easier for students to pay off their loans without bringing themselves closer and closer to bankruptcy. […]

By admin|March 8th, 2013|Consolidation|0 Comments

Student Loan Debt Affects Parents

With student loan debt at an all-time high, it’s a no-brainier that students themselves are struggling to make ends meet while plodding towards their higher education goals credit by expensive credit. However, behind the scenes, parents are often the ones who shoulder the majority of the responsibilities and it’s important to recognize their role. […]

By admin|February 19th, 2013|Federal Loans|0 Comments

What Do I Do Next? What Is The Application Process For Student Loans?

The application process for student loans really begins when you sit down with your schools of choice and determine what your financial needs will be. If you're looking at an array of schools, with varying tuition and room, boarding costs, you’ll have a bit more work to do than if you have already designated your program of choice. […]

By admin|February 14th, 2013|Applying for Loans|0 Comments

Best Consolidation Companies