If you're looking for ways to finance your graduate or undergraduate education, it pays to shop around for student loans. There are so many different kinds available to everyone in various situations – there's no excuse for paying too much money or getting the wrong loan! The best place to start is with Federal loans. Almost all students are eligible to receive some form of Federal aid, regardless of credit rating or their family’s financial circumstances. The loan amounts can be fairly modest, but they are invaluable for supplementing grants, scholarships or contributions made by another party or your own wallet. And, they offer a grace period of six months after graduation in most cases, and sometimes loans without interest accrual during school can be made to those with greater financial needs. […]