Best Consolidation Companies

See reviews of the best private student loan consolidation companies for 2015!

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Grad Plus Loan Eligibility

Just about anybody who is enrolled (or plans to be enrolled) in a graduate or professional degree program can be eligible for a Graduate Plus Loan. A Grad Plus Loan is federally funded, and designed to “fill the gaps” between a student’s other financial aid and what remains for their tuition and school-related expenses, like room and board. The amount able to be borrowed depends on what is left over after these other loan options are maximized. […]

By |December 20th, 2012|Applying for Loans|0 Comments

5 Repayment Options To Consider

Besides the total amount of your student loans, you’ll want to know what you can expect in terms of a repayment plan. This is one of the most important pieces of homework you should do when you decide to take out any educational loan. You might be tempted to push off thinking about repayment options – after all, they seem so far away in time – but the reality is, graduation day will arrive faster than you think, or you might be paying off some of the loan during school. […]

By |November 15th, 2012|Consolidation|0 Comments

Bad Credit Student Loan Consolidation

When it comes to bad credit student loan consolidation, federal loan programs are, in most cases, the best way to go. Legitimate private lenders across the board, such as banks, require good credit from their borrowers in order to ensure competitive interest rates, and most private lenders will not even consider those borrowers who have a bad or no credit history. Unlike these private lenders, the government does not seek to turn a profit from their student loan consolidations and there are several federal loan consolidation programs that do not require credit history checks. […]

By |November 1st, 2012|Consolidation|0 Comments

Whats the difference between a Federal Direct and Perkins Loan?

Federal student loans are available for college students through the U.S. Department of Education. There are two types of federal student loan programs. The William D. Ford Federal Direct Loan Program  is the largest federal student loan program. The U.S. Department of Education is the lender. There are four types of Direct Loans. Direct Subsidized Loans are offered to undergraduate students who can demonstrate financial need. Students may borrow between $3,500 and $5,500 depending on their year in school. […]

By |October 25th, 2012|Applying for Loans|0 Comments

9 Musts To Qualify For Federal Student Aid Without a Cosigner

The best way to get a student loan without a cosigner is to apply for federal student aid. You do not need a cosigner or a credit history to apply for a federal student loan, but must meet a few other requirements. You must […]

By |October 18th, 2012|Federal Loans|0 Comments

Perkins Student Loan Basics

Recently, there has been an upward trend in the number of students who are going to school. While it is a good thing more and more people are given the opportunity to go to college, financial aid such as scholarships and grants are becoming harder to obtain, even though the Department of Education spends billions of dollars every year on financial aid. Federal loans are a good way to finance your education with low interest rates. […]

By |October 8th, 2012|Types of Loans|0 Comments

Student Loan Debt Relief

Depending on the kind of student loan that you have, there are student loan debt relief being offered you can take advantage of to ease your burden in repayment plans.  To benefit from this kind of measure you need to know which reliefs you qualify for and will be of great assistance to you. This calls for you to know the various kinds of available loan relief options you can choose from. […]

By |September 11th, 2012|Forgiveness|0 Comments

Student Loan Application Help

Attending university or college can be very costly. Expenses like tuition, books and living are hard to cope with if you do not have financial assistance. Therefore, you need financial help to take care of them all.  As much as there may be grants and scholarships for some students, not every one of these students actually qualify for the grants and scholarships.  Moreover, these grants may not cover all the cost. This therefore calls for another financial option to be considered to help cover these costs and the most viable option is the student loan. Unlike grants student loans are to be repaid after completion of your study. […]

By |September 8th, 2012|Applying for Loans|0 Comments