student loan Archives - Page 12 of 15

Don’t Delay Your Money: Avoid These Mistakes on Student Loan Forms

The last thing you need when applying for educational financial aid is to have your money delayed because there are mistakes on your forms. It can take up to three weeks to process a financial aid form with errors on it, so avoid these mistakes on student loan forms: 1. Using an incorrect AGI (Adjusted Gross Income) figure. This is one of the most common errors on student loan forms. Pay careful attention when reporting income earned from work and/or other sources. Consult with your most recent tax schedule turned into the Internal Revenue Service and ask your tax advisor if you have any doubts as to your number. […]

By admin|May 2nd, 2013|Pay Off Student Loans|0 Comments

Student Loan News – April 26, 2013

Here are the best articles from around the web this week talking about student loans… For the week ending Friday April 26, 2013 Student Loan News: 1. Student Loan Borrowers Need Enforcement and Repayment Flexibility: Earlier this year, the Consumer Financial Protection Bureau (CFPB) asked for public comments on private student loan debt affordability. By the April 8 deadline, more than 4,300 organizations and consumers answered. The volume of these requests suggests that the more than $1 trillion of debt already incurred by student loans is on the minds of many Americans. Clearly, consumers want repayments to be manageable, but there are also concerns for fairness and enforcement. […]

By Tuhin Jubayed|April 26th, 2013|Weekly Resources|0 Comments

Can I Automatically Renew My Student Loans Each Year?

When applying for financial aid for undergraduate, graduate or professional degree programs, you’ll likely hear a lot about scholarships touted as being renewable for a year or two at a time. While scholarships and other forms of non-loan financial aid do have the ability in some cases to renew, student loans generally do not. At least, not in the conventional understanding of the term “automatically renew.” […]

By admin|April 25th, 2013|Pay Off Student Loans|0 Comments

Pay Off Student Loans or Invest?

Just landed that marquee job post-graduation and have a boat load of cash lying around? Consider yourself lucky in a time where McDonalds wants you to have a college degree to work the register. If you are one of those lucky ones, you have a few very important questions to ask yourself which is “should I pay of my student loans or invest?” This topic is widely debated and some have argued for one or another. There are a plethora of different considerations that must be made before determining the answer to this question. Let’s get started. […]

By admin|April 23rd, 2013|Pay Off Student Loans|0 Comments

Student Loan News – April 19, 2013

Here are the best articles from around the web this week talking about student loans… For the week ending Friday April 19, 2013 Student Loan News: 1. Young people with student loans shy from homeownership: For the first time in at least a decade, 30-year-olds who didn't take on student loan debt in college are more likely to own homes than those who did, a new report from the Federal Reserve Bank of New York finds. That switch may have long-term implications for both the rental and owner housing markets as college-educated but debt-laden young people put off (or forgo altogether) a transition from renting to buying. […]

By Tuhin Jubayed|April 19th, 2013|Weekly Resources|0 Comments

Student Loans: Can I Just Fill Out One Application?

In this day and age, we're used to one-stop shopping for practically all of our needs. Sometimes even the Internet lets us skip any paperwork altogether and apply for any loans we might need in one fell swoop. So you might be asking yourself, can I fill out one application for all of my student loans? There's so much information an applicant needs to provide — it would indeed be so much easier to fill out just one packet or online form. […]

By admin|April 18th, 2013|Pay Off Student Loans|0 Comments

7 Tips To Make The Most of Private Student Loan Consolidation

It is becoming more commonplace for students to have multiple loans in order to afford the high costs associated with college. However, there are options to help reduce the costs associated with loans and interest rates, and one of these is consolidation. Consolidation is the combining of loans together and paying a lender one fee each month to cover the costs of the other loans. This can make it much simpler for students who are struggling with paying off their student loans. […]

By admin|April 16th, 2013|Consolidation|0 Comments

Student Loan News – April 12, 2013

Here are the best articles from around the web this week talking about student loans… For the week ending Friday April 12, 2013 Student Loan News: 1. Digging Deeper Into Student Loan Debt: As student loan debt rises at an alarming rate in the United States, some analysts fear that this trend could cause another economic crisis. From 2005 to 2012, student loan debt grew from $364 billion to $904 billion — an increase of 13.9 percent annually. In a recent Federal Reserve Bank of Kansas City working paper, Kelly Edmiston, Lara Brooks, and Steven Shepelwich concluded that: […]

By Tuhin Jubayed|April 12th, 2013|Weekly Resources|0 Comments

Student Loan News – April 05, 2013

Here are the best articles from around the web this week talking about student loans… For the week ending Friday April 05, 2013 Student Loan News: 1. Student loan debt collectors may lose out on commission rates: Private collection agencies and the U.S. Department of Education remain unclear about the specifics on their new contract conditions that began in March to limit private debt collection agency commissions. According to a representative of the U.S. Department of Education, who wished to remain on background, private debt collectors may now receive a smaller commissions on defaulted federal student loan borrowers they persuade to make loan payments. […]

By Tuhin Jubayed|April 4th, 2013|Weekly Resources|0 Comments

Student Loan News – March 29, 2013

Here are the best articles from around the web this week talking about student loans… For the week ending Friday March 29, 2013 Student Loan News: Student loans: attacking the debt and keeping cash in your pocket: As America’s graduating class of 2013 anticipates the end of the semester, many will immediately be faced with real-world issues that include job searching, 40-hour workweeks, housing decisions or further education depending on the route that each individual decides to take. Regardless of any post-undergraduate pursuits, the majority of students will soon be faced with the challenge of repaying student loans. […]

By Tuhin Jubayed|March 29th, 2013|Weekly Resources|0 Comments

Best Consolidation Companies