student loan Archives - Page 6 of 15

Four student loan repayment assistance options

You can get Loan Repayment Assistance Programs (LRAP’s) from a variety of sources, often from schools, employers, states and the federal government. How do they work? LRAPs differ from repayment plans, like Income-Based Repayment, and loan forgiveness programs, like PSLF. Rather than lowering your payment amount or providing forgiveness of your educational loans in the future, LRAPs provide funds now to make those monthly payments on your loans. […]

By admin|November 7th, 2013|Pay Off Student Loans|0 Comments

3 Student Loan Scams to Watch Out For

Looking for a student loan? Looking to consolidate student loans? Looking for help? Peruse the internet; there are thousands of firms ready to give you money. Watch out. Here are three student loan scams to watch out for: 1) Advance Fee Plan: These guys will tell you they’ll get you the highest amount at the lowest rate. They charge you up front to get the paperwork started, and you do the paperwork. They collect their money and you’re left holding the bag; Student Loan Scam Alert. Deal only with reputable, preferably Federal funding agencies. Go to your financial aid office and check out anyone who has approached you as a student needing funds, and ask for help identifying reputable sources of student loans. Watch out; protect yourself. […]

By admin|November 5th, 2013|Student Loans|0 Comments

Trufit Student Loan Review

There are times when certain situations occur and families need help in form of financial aid to cover the costs of college education. Therefore, choosing the right student loan provider that is able to provide in accordance with their financial needs is crucial. But, how can you be sure that you have chosen the right provider that suits your financial needs? […]

By admin|November 2nd, 2013|Student Loans|0 Comments

Student Loan News – November 01, 2013

Here are the best articles from around the web this week talking about student loans… For the week ending Friday November 01, 2013 Student Loan News: 1.It's Official: Student Loan Debt Is Hurting the Economy Most people know that the current $1.1 trillion in student loan debt weighs heavily upon the shoulders of college graduates, but how does it affect the greater economy? The notion that onerous college debt could be affecting the housing market isn't new, but the issue has been front and center lately, as Obama administration officials note the injurious effect that heavy student debt is levying on the economy. […]

By Tuhin Jubayed|November 1st, 2013|Weekly Resources|0 Comments

How to find student loan relief

Your student loans are overwhelming, your paycheck does not go as far as you had planned, you lost your job, or you cannot find one, but your obligation does not go away. You need some relief. Where can you find it? While your loan is never forgiven, you can find some relief. It takes perseverance, hard work, and some dedication to apply, but it is possible. […]

By admin|October 31st, 2013|Uncategorized|0 Comments

Get Student Loans in Tough Times

The economy is tough. Loans are harder to get than they once were. Major banks cut back on student loans in tough times. But that doesn’t mean student loans are off the table. It just means you may have to work a little harder. As always, look to your financial aid office as your first stop. They will know who is lending, and where your best bet is. A Federally-funded loan is best, but the financial aid office will have access to resources for private loans as well. […]

By admin|October 29th, 2013|Student Loans|0 Comments

5 Steps to Private Student Loan Forgiveness

The application process for student loans varies depending on the lender and the loan type. The method may seem very overwhelming to the applicant. Outlined below are the steps that will assist in finding the money needed for you to fulfill your academic needs. First Step – Creating Your Budget When you start applying and you have received a feedback from the schools of your choice, check on their tuition, board and room costs including other fees. Ensure that you understand completely of what exactly you’re required. Also, include to the budget your daily costs of living that are beyond the basics. […]

By admin|October 26th, 2013|Forgiveness|0 Comments

Commerce Bank Private Student Loan Review

The Commerce Bank Private Student Loan option is called the Sallie Mae Smart Option Student Loan. Undergraduates and graduates are eligible for this loan. There are various repayment options available, each with variable and fixed interest rates. The Sallie Mae Smart Option Loan: Interest repayment option variable rates from 2.00% to 8.875%, fixed rates from 5.75% to 11.875%. Fixed repayment option variable rates from 2.50% to 9.375%, fixed rates from 6.25% to 12.375%. Deferred repayment option variable rates from 3.00% to 9.875%, fixed rates from 6.75% to 12.875%. Minimum borrowing limit is $1,000. Maximum borrowing limit is the Total Cost of Attendance. […]

By admin|October 21st, 2013|Student Loans|0 Comments

Student Loan News – October 18, 2013

Here are the best articles from around the web this week talking about student loans… For the week ending Friday October 18, 2013 Student Loan News: 1. 5 Ways to Reduce Student-Loan Debt: In a recent column on how to keep student-loan debt under control, I made the point that we need to apply out-of-the-box, even radical ideas to tackle spiraling college costs and student-loan debt. Readers quickly sent me their feedback. […]

By Tuhin Jubayed|October 18th, 2013|Weekly Resources|0 Comments

My Student Loan Horror Stories

If you are looking for student loans, find Federal money – your best resource is to talk to your financial aid office. Stay away from private loans, which usually come with variable interest rates that seem low at first glance but can skyrocket over the loan's lifetime. Federal loans are safer; you can talk to them and extend your payment, ask for a refinance, or negotiate better terms. In the private sector, that is next to impossible. […]

By admin|October 15th, 2013|Weekly Resources|0 Comments

Best Consolidation Companies