When you graduate from college and have to take a hard look at the debt accrued over your years as a college student, you might feel like it is a frightening prospect. This is especially true if you have struggled to find a job in a failing economy and have reached the end of any forbearance or deferment periods. At this time, you might be wondering how you are going to make your student loan payments, and whether student loan consolidation is right for you. […]