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Don’t Give Money Away: Shop Around For Student Loans

If you're looking for ways to finance your graduate or undergraduate education, it pays to shop around for student loans. There are so many different kinds available to everyone in various situations – there's no excuse for paying too much money or getting the wrong loan! The best place to start is with Federal loans. Almost all students are eligible to receive some form of Federal aid, regardless of credit rating or their family’s financial circumstances. The loan amounts can be fairly modest, but they are invaluable for supplementing grants, scholarships or contributions made by another party or your own wallet. And, they offer a grace period of six months after graduation in most cases, and sometimes loans without interest accrual during school can be made to those with greater financial needs. […]

By |July 18th, 2013|Uncategorized|0 Comments

Which student loans to pay off first?

Introduction: In the quest for the answer, which student loans to pay off first, there are several variables that you must consider. Before you even get into deliberation, please ensure you know the total balance of ALL your student loans and credit cards. This way, you can create a plan that will work for your budget. […]

By |July 16th, 2013|Pay Off Student Loans|0 Comments

Bankrupt Your Student Loans- Book Review

College graduation is a fulfilment in every student’s life. But do you really feel the fulfilment when you know that you have a loan waiting for your payment? Of course everyone will be worried when they know that they owe the bank some money. Along the way, you will be finding ways on how to pay this debt. You will probably end up asking yourself if there’s a way to bankrupt your student loan. Most people tell you that it is impossible to bankrupt student loans. But this book tells you that it is possible to bankrupt student loans. […]

By |July 15th, 2013|Bankruptcy|0 Comments

Where Is The Money From The Student Loan Sent?

The money from a student loan is – generally speaking – only sent to one of three places: your school, your own mailbox, or that of your parents. Federal loans are sent to your school directly, which then disburses it as needed. For loans like Perkins or Stafford, the United States Department of Education works with the school directly to determine tuition and sometimes boarding and supplies costs. […]

By |July 11th, 2013|Pay Off Student Loans|0 Comments

Should you pay off credit cards or student loans first?

People around the world beg the question, should I pay off my credit cards or my student loans first? This is not only a great question, but a well debated one. Some would argue for the credit card for certain reasons and vice versa. Instead of taking a specific response one way or another, we’ve decided to provide a plan to help you decide which one is best. Please read along and you too can create a plan that fits your situation. […]

By |July 9th, 2013|Pay Off Student Loans|0 Comments

Joe Mihalic’s Destroy Student Debt- Book Review

The author (Joe Mihalic) is really determined to combat and destroy student debt from the student loan program that was imposed by the government decades ago. It was clear that most people were victims of student loan and until now, the problem of paying the loan still exists especially when there are quotas. […]

By |July 8th, 2013|Weekly Resources|0 Comments

Student Debt Elimination Scams You Should Be Afraid Of

Remedying Bad Credit-Sound Too Good to Be True?-It Probably Is! Unfortunately, there are no quick cures to eliminate bad debt. Think about it for a minute; if there were, no one would ever have credit problems. So, if you come across what sounds like an unbelievable remedy for your credit troubles, BEWARE!!! All too often, these “debt elimination” student debt scams attempt to take advantage of struggling debtors by charging large fees that promise to erase debt and which, of course, never do. In most instances, people who owe large amounts of money, either on their mortgage, on auto loans or their multiple credit cards, are anxious to get relief from their bills and are, thus, vulnerable to these scams. […]

By |July 4th, 2013|Pay Off Student Loans|0 Comments

5 Best Jobs in College To Have To Avoid Debt

So you go to class, you study, take exams, talk to your friends, eat, study some more, maybe party on the weekends, but you want more. You want to go out, or maybe even have a life. You have a student loan (or two) that you haven’t even thought about starting to pay back. You know to add to that debt is going to be a killer. […]

By |July 2nd, 2013|Forgiveness|0 Comments

The Student Loan Scam- Book Review

“Education is life” as what J. Dewey says, that is why there are lots of programs created to help and convince people to continue education. Through education, ignorance has been eliminated. Aside from scholarship programs, student loans have been introduced to help those students who can’t afford to pursue their studies, preferably the low and middle class families. At first, student loan had been very helpful and effective. Many students have finished college and were able to land a job. Because of the successful output of this program, US were able to change the world, especially in the field of technology. Through this achievement, many students were criticized to continue to school. That was a way better before since tuition fees are very affordable. However after decades passed by, the insight of student loans has been changed. Instead of helping   the less fortunate people, they are the ones who put them down. So loan companies are making student loan scam. […]

By |July 1st, 2013|Weekly Resources|0 Comments

Planning Ahead: Graduation, Grace Periods And Loan Repayment

If you're asking yourself “how long do I have after graduating to start paying back my student loan,” you’ve got the makings of a financially solid adult. Too often graduation comes faster than anyone expects, even though it seems like it can be forever when you’ve got midterms looming in front of you. Or, outside pressures make it necessary to drop below full-time student status or take a leave of absence from school altogether. Either way, the day will come when you have to repay your student loan. […]

By |June 27th, 2013|Federal Loans|0 Comments