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How to graduate with no student loan debt?

By |July 23rd, 2013|Grants|

College, one of the most important moves you can make in your life. It can also be one of the most expensive moves if you’re not careful. So, how do people usually pay for college? The most common methods include loans and grants. However, loans and grants are not the only options for aspiring students. Today, I’ll detail some methods to ensure you graduate college without taking on debt. Many have done this before and if you’re wise, you can do it too. […]

How to Get a Mortgage While You Still Have Student Loans

By |July 22nd, 2013|Student Loans|

It is an open secret that these are tough economic times. Paying for your studies gets expensive day by day and the student loans are not enough to fulfill them. If you try to take a loan, you will hardly get one in a range of between $2000 and $35,000. There are much other expenditure like books, cafe, and other miscellaneous which have to be fulfilled by a student. So, with 1 or 2 student loans, you are not able to complete your studies. You cannot take a lot of student loans, as paying them off is a tough job. Once you are done with your studies, you get married, and have children; your expenditures will only be on the rise and paying off loans become tougher. Students are forced to take a mortgage of their property, so that they can easily complete their education. There are 4 best options for you from where you can easily get a mortgage while you still have your student loan. […]

Student Loan News – July 19, 2013

By |July 19th, 2013|Weekly Resources|

Here are the best articles from around the web this week talking about student loans… For the week ending Friday July 19, 2013 Student Loan News: 1. Senators Reach Deal on Student Loans:  Senators are ready to offer students a better deal on their college loans this fall, but future classes could see higher interest rates. The Senate could vote as early as Thursday on a bipartisan compromise that heads off a costly increase for returning students. The compromise could be a good deal for students through the 2015 academic year, but then interest rates are expected to climb above where they were when students left campus this spring. […]

Don’t Give Money Away: Shop Around For Student Loans

By |July 18th, 2013|Uncategorized|

If you're looking for ways to finance your graduate or undergraduate education, it pays to shop around for student loans. There are so many different kinds available to everyone in various situations – there's no excuse for paying too much money or getting the wrong loan! The best place to start is with Federal loans. Almost all students are eligible to receive some form of Federal aid, regardless of credit rating or their family’s financial circumstances. The loan amounts can be fairly modest, but they are invaluable for supplementing grants, scholarships or contributions made by another party or your own wallet. And, they offer a grace period of six months after graduation in most cases, and sometimes loans without interest accrual during school can be made to those with greater financial needs. […]

Which student loans to pay off first?

By |July 16th, 2013|Pay Off Student Loans|

Introduction: In the quest for the answer, which student loans to pay off first, there are several variables that you must consider. Before you even get into deliberation, please ensure you know the total balance of ALL your student loans and credit cards. This way, you can create a plan that will work for your budget. […]

Bankrupt Your Student Loans- Book Review

By |July 15th, 2013|Bankruptcy|

College graduation is a fulfilment in every student’s life. But do you really feel the fulfilment when you know that you have a loan waiting for your payment? Of course everyone will be worried when they know that they owe the bank some money. Along the way, you will be finding ways on how to pay this debt. You will probably end up asking yourself if there’s a way to bankrupt your student loan. Most people tell you that it is impossible to bankrupt student loans. But this book tells you that it is possible to bankrupt student loans. […]

Student Loan News – July 12, 2013

By |July 12th, 2013|Weekly Resources|

Here are the best articles from around the web this week talking about student loans… For the week ending Friday July 12, 2013 Student Loan News:  1. Work resumes after student loan bill fails:  The defeat of a student loan bill in the Senate on Wednesday clears the way for fresh negotiations to restore lower rates, but lawmakers are racing the clock before millions of students return to campus next month to find borrowing terms twice as high as when school let out. […]

Where Is The Money From The Student Loan Sent?

By |July 11th, 2013|Pay Off Student Loans|

The money from a student loan is – generally speaking – only sent to one of three places: your school, your own mailbox, or that of your parents. Federal loans are sent to your school directly, which then disburses it as needed. For loans like Perkins or Stafford, the United States Department of Education works with the school directly to determine tuition and sometimes boarding and supplies costs. […]

Should you pay off credit cards or student loans first?

By |July 9th, 2013|Pay Off Student Loans|

People around the world beg the question, should I pay off my credit cards or my student loans first? This is not only a great question, but a well debated one. Some would argue for the credit card for certain reasons and vice versa. Instead of taking a specific response one way or another, we’ve decided to provide a plan to help you decide which one is best. Please read along and you too can create a plan that fits your situation. […]

Joe Mihalic’s Destroy Student Debt- Book Review

By |July 8th, 2013|Weekly Resources|

The author (Joe Mihalic) is really determined to combat and destroy student debt from the student loan program that was imposed by the government decades ago. It was clear that most people were victims of student loan and until now, the problem of paying the loan still exists especially when there are quotas. […]