Private student loans come from banks or other private lenders in order to help the borrower pay for their education. These are different than federal student loans, and you should exhaust all of your federal student loan, scholarship, and grant options before turning to a private student loan. […]
Every year, millions of students struggle to find ways to pay for their post-secondary educations. If you don't have a cosigner for your student loans than getting student loans will be ever harder. There are many different ways to help finance their education, and loans are one of the many options as to how to pay for school. This article will show you what your options are to pay for college if you do not have a student loan co-signer. […]
Recently, there has been an upward trend in the number of students who are going to school. While it is a good thing more and more people are given the opportunity to go to college, financial aid such as scholarships and grants are becoming harder to obtain, even though the Department of Education spends billions of dollars every year on financial aid. Federal loans are a good way to finance your education with low interest rates. […]
More and more in recent years, students have been going back to school and discovering how difficult it is to finance their educations, despite the fact that the Department of Education spends billions of dollars annually on financial aid for postsecondary education students. Thankfully, there are different loan programs that can help make financing secondary education that much easier. […]
Every year, more and more students are choosing to go back to school, and every year, many students struggle to find ways to pay for their college education. A PLUS Student Loan is for graduate students or parents of undergraduate students to help them finance education. […]
Student Loan default occurs when the borrower has missed payments. The number of payments it takes to go into default will vary by lender. If your student loans are federal, default occurs after nine months of missed payments. However, with private loans default can occur after missing just one payment. Default can also occur if the borrower’s agreement is violated in any way. This includes starting bankruptcy procedures. As soon as a loan goes into default the entire balance is due at once. The consequences of default can be severe but hopefully this article will show you how to avoid it. […]
Stafford loan are fixed rate student loans specifically for undergraduate students in universities or colleges and are participating in direct loan program. This kind of loan can be used in tuition payment and also other eligible school expenses. The loan is not based on credit. The student loan can be subsidized or unsubsidized it depending on the financial needs. […]
According to the Huffington Post, the average college graduate is burdened with $25,000 in debt. If that student opts to attend graduate school, that debt will, on average, reach over $40,000. Compounded with interest, these loans can take upwards of a decade to repay; it was reported that President Barack Obama only recently finished repaying his student loans. Imagine that – the President of the United States himself taking over a 10 years to get his debts settled! With all that being said, there are definitely ways to pay back student loans very quickly, which is all the more important given that a reported $1 trillion in loans . Let’s get started, learn here how to pay back student loans quickly. […]
Paying off your student debt fast is great but not having student loans is even better! Here I will walk through how to apply for school scholorships and help reduce your cost for getting an education. […]