Apply for loan Archives - Student Loans

How Do Student Loans Work

Now I know this site has probably thrown a lot of information at you about student loans and how you can avoid paying them and what helps you get loan forgiveness and things like that. This is going to go back to the basics a little bit and help you understand student loans a little better. It’s going to help you see what that loan does for you in the first place so you’ll know why you might actually want to get one (even without knowing how to get out of paying it later). […]

By Sam R|September 30th, 2014|Applying for Loans|Comments Off

How Early Should I Apply For a Student Loan?

How early you should apply for a student loan really depends on two things: whether you are trying to decide which school to attend based on what kind of financial aid you can get, or whether you've designated your school of choice and need to figure out which loans you will use to pay for it, and how large they will have to be. Either way, you should first think about what kinds of free aid and gifts are out there once you've determined you will attend a school of higher education. You should exhaust these sources before you apply for student loans. […]

By admin|April 4th, 2013|Applying for Loans|0 Comments

4 Smart Steps To Take Before Attending School

1) Take the FAFSA. One of the first steps you should do when considering attending college is to take the Free Application For Federal Student Aid (FAFSA), which can be found online at http://www.fafsa.ed.gov. You can also speak with the financial advisors at whichever financial institution you‘re interested in attending and they can help you [...]

By admin|February 5th, 2013|Applying for Loans|0 Comments

Receive an Award Letter

Financing higher education can be a challenge these days. Fortunately, various federal aid programs for grants, loans and work-study are available for students through the Free Application of Federal Student Aid (FAFSA). The application process may seem intimidating at first, but there are countless resources online and in financial aid offices to help students apply for the best possible assistance. […]

By admin|January 31st, 2013|Applying for Loans|0 Comments

Finding Student Loans

Researching student loan options should be next on your list after applying to undergraduate or graduate school. If you already know you will need financing of some kind for your degree – and in this day and age it's rare not to need it – take the time to find resources that can offer the best economic program for your life. […]

By admin|January 24th, 2013|Applying for Loans|0 Comments

Grad School Funding

Graduate and professional students often graduate with far more debt than undergraduate students. However, there are a variety of financial aid options to help fund your advanced degree. The specifics vary according to the type of degree you are seeking. The two main options are student loans (which must be repaid, with interest) and scholarships. With borrowed money, maximum interest rates are regulated for all federally-guaranteed loans. Many lenders choose to lower the interest rates to attract borrowers, and federal education loans tend to offer lower interest rates and more flexible payback plans than regular consumer loans. […]

By admin|November 29th, 2012|Applying for Loans|0 Comments

Average Student Loan Debt 2012

According to a report released by the Institute for College Access and Success on Thursday, October 18th, 2012, Average Student Loan Debt 2012 (students graduating in 2011) topped $26,000. This number is about $1,000 more than the average student loan debt calculated for 2010, and represents an increase of 5 percent. This increase percentage has been the norm in recent years due to the U.S. Economy fallout since around 2008. […]

By admin|November 1st, 2012|Applying for Loans|0 Comments

How To Compare Private Student Loans

With the high cost of education, some parents and students find it necessary to apply for loans to fund a college education. Federal student loans and private student loans are two options available. Private student loans can help cover expenses not covered by other financial aid. Some students use private loans to pay for summer courses when their school does not apply Federal aid to summer programs. Additionally, students use private loans to pay for extra living expenses while in college. […]

By admin|October 23rd, 2012|Applying for Loans|0 Comments

Stafford Student Loans

The cost of going to college can be daunting sometimes. With so many expenses, from tuition to textbooks, it can be hard to pay for loans. Luckily, the federal government offers student loans that make paying for college a little easier. What is a Stafford Student Loan? A Stafford student loan is awarded by the Department of Education. These loans have low interest rates, and do not require the borrower to be creditworthy. […]

By admin|October 12th, 2012|Types of Loans|0 Comments

Federal Student Loans

The cost of tuition today is steadily increasing, and with more students going to school, scholarships and grants can be hard to come by. Federal student loans are a good alternative to private student loans and can take much of the stress out of paying for college. What are federal student loans? Federal student loans are awarded to students by the Department of Education. There are a few different types of federal loans, so when looking for financing options, look at all the different kinds of loans available to you. […]

By admin|October 11th, 2012|Types of Loans|0 Comments

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