Student Loan Consolidation Archives - Page 2 of 2

Private Student Loan Consolidation Companies For 2013-2014 School Year

Consolidation of loans is the course of joining numerous student loans into a one loan offered by one lender. Here are the private student loan consolidation companies for 2013-2014 school year. 1. cuStudent Loans This private student loan program consists of more than 140 non-profit credit unions across the entire United States of America. The program comprises of the cuScholar private student loan and cuGrad private loan consolidation, which offer refinancing options, and alternative loan that is competitive for students and recent graduates. […]

By admin|November 16th, 2013|Consolidation|0 Comments

The Top Student Loan Consolidation Companies for 2013 Graduates

When you graduate and start earning income, it’s time to look at your total debt and consolidate loans if you have more than one. It may be a pain, but you will save a considerable amount of money in interest and you will be making only one payment. Much better than chipping away at four or five different loans and not eating away at the principal for years. […]

By admin|September 17th, 2013|Consolidation|0 Comments

Save On Your Education: Consolidate Student Loans For The Lowest Rates

Given the high cost of tuition these days, students commonly combine several kinds of federal-only or federal-and-private loans to come up with a way to cover all of their educational costs. Since interest rates are the lowest they’ve been in decades, it could be a smart move for a student, parent or recent graduate to consolidate all of his or her loans for the lowest rates. […]

By admin|September 5th, 2013|Uncategorized|0 Comments

Times When Student Loan Consolidation is a Bad Idea

Thinking of consolidating your student loans? Believe it or not loan consolidation can be good for some but not for all. Certain factors must be in place before you should even consider this consolidation. Below, we’ve detailed some exact instances when student loan consolidation is a bad idea. […]

By admin|May 21st, 2013|Consolidation|0 Comments

E-Student Loan Consolidation Review

After graduation, it is difficult for postgraduates to find employment in the competitive working world. Coupled with the increasing prices of tuition and costs associated with college life, it's becoming more burdensome for graduates and undergraduates to be able to pay for these costs without taking out multiple loans. Loan consolidation companies such as E-Student Loan Consolidation can make it easier for postgraduates to cope with the costs of students loans and their interest rates. […]

By admin|March 15th, 2013|Consolidation|0 Comments

SunTrust Private Student Loan Consolidation

SunTrust Bank is a well-known banking company with over 1,600 retail branches in the United States. A member of the FDIC, SunTrust Bank has also been a Better Business Bureau accredited business with an A+ rating since January of 1967. Their website contains a wealth of valuable resources for a college student looking to find information and funding, or considering refinancing their current education loans. Included is a Step-by-Step Guide to financial aid, a budget calculator, and funding analysis calculator, as well as individual guides for tax benefits, money management, and scholarships and grants. They also provide an extensive compliment of financial services, including student checking accounts, student loans, and student loan consolidations. […]

By admin|March 4th, 2013|Consolidation|0 Comments

6 Steps To Consolidate Student Loans

1. Determine your needs First, make sure student loan consolidation will benefit your specific situation. If you are doing well paying your current student loan bills on time or they are almost paid off, you’ll likely save more money keeping them as they are. Inspect your loan contracts to see if there are any pre-payment penalties which may offset any savings you might gain from reconsolidation. Contemplate whether the convenience of an extended payment term is worth the cost compared to your current student loan payment plans. Also, take into consideration that if you are or will be in a public service occupation and are or will be eligible for federal student loan debt forgiveness after 20 years, you will reset your debt payment timer and have to start over from the beginning with the newly consolidated loan to become eligible again. […]

By admin|February 12th, 2013|Consolidation|0 Comments

Can Student Debt Consolidation Actually Help?

A debt consolidation loan can be a useful way to combine your debts and save money if you are paying off high-interest rate debt. By consolidating your debts into a loan with a lower interest rate, you can get great financial benefits. Done right, taking out a student debt consolidation loan can be a smart move. It can help you move your way out of debt. In addition, if you use a home equity loan or line of credit, the interest on a debt consolidation loan is usually tax deductible. (Be sure to check with your tax advisor.) Instead of having several credit card balances, you can combine them into one payment. Be careful, though. If you do take out a student debt consolidation loan, and then continue to run up credit card debt, you will be even worse off than you were before. […]

By admin|November 2nd, 2012|Consolidation|0 Comments

Federal Student Loan Consolidation Reviews

A lot of students who are gradating from college are then left holding a huge amount of student loans. Regardless of whether you have a PLUS loan, a Stafford Loan, a Federal Perkins loan, or private student loan, there are a wide variety of student loan consolidation services which are available to help consolidate all student loans into one single debt. By consolidating your student loans, this can result in a much lower interest rate, and in some cases this can also dramatically reduced monthly loan payments and help people pay off their debts much quicker. The good news is, many of the consolidation services will offer a fixed interest rates for the life of the loan, which allows you to lock that interest rate for as many years as it takes to pay off your student loans and you do not have to worry about the interest rates skyrocketing on you. […]

By admin|October 11th, 2012|Consolidation|0 Comments

Best Consolidation Companies