Best Consolidation Companies

See reviews of the best private student loan consolidation companies for 2015!

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No Credit Check Student Loans

Since most aspiring college students have minimal or nonexistent credit histories, they often look for loans with no credit requirements.  While this sounds like a good strategy, the reality is that most private student loans entail some sort of credit check; more often than not, these lenders will also require borrowers to have someone cosign their loan.  Even if you are lucky enough to find a private lender who does not request a cosigner, you will still probably be subject to different terms and much higher interest rates than someone who has a cosigner or a better credit history. […]

By |November 12th, 2013|Types of Loans|0 Comments

Charter One Private Student Loan Review

The Charter One Private Student Loan option is called the TruFit student loan. This loan is available for undergraduate and graduate students. Offering fixed and variable interest options, this is a very versatile loan. There are also varying borrow limits for specific college programs. […]

By |November 4th, 2013|Student Loans|0 Comments

Citizens Bank Student Loan Review

The Citizens Bank Private Student Loan option is called the TruFit student loan. This loan is available for undergraduate and graduate students. Offering fixed, and variable interest options, this is a very flexible loan. There are also higher borrowing limits for specific college programs. […]

By |October 28th, 2013|Student Loans|0 Comments

Student Loan News – October 25, 2013

Here are the best articles from around the web this week talking about student loans… For the week ending Friday October 25, 2013 Student Loan News: 1. The take on student-loan payments:  Most of it has been about the federal-debt burden. I want to shift the discussion to individuals, particularly those with private student loans. The student-loan ombudsman for the Consumer Financial Protection Bureau has just released a report analyzing complaints the watchdog agency has received from private student-loan borrowers. […]

By |October 25th, 2013|Weekly Resources|0 Comments

Student Loan News – October 11, 2013

Here are the best articles from around the web this week talking about student loans… For the week ending Friday October 11, 2013 Student Loan News: 1. SCO graduates show zero student loan defaults for 17th year:  Student loan debt is the only form of consumer debt that has grown since the peak of consumer debt levels in 2008, according to the Federal Reserve Bank of New York. Balances of student loans have eclipsed both auto loans and credit cards, making student loan debt the largest form of consumer debt outside of mortgages. And while delinquency rates vary among age groups and over time, delinquencies are on the rise, particularly over the past year, according to the New York Fed. More details: http://www.bizjournals.com/memphis/news/2013/10/11/sco-graduates-show-zero-student-loan.html […]

By |October 11th, 2013|Weekly Resources|0 Comments

Is There a Dollar Limit on Scholarship Amounts?

One of the main questions that counselors and scholarship advisors are asked is, “Is there a dollar limit on scholarship amounts?” interestingly, the answer is a resounding, “Sort of.” While there are really no federal or state laws setting dollar limits on scholarship amounts, there are as many restrictions, limits, qualifications and technicalities concerning college funding as there are scholarships available. […]

By |September 26th, 2013|Scholorships|0 Comments

Graduate Leverage Private Student Loan Review

Graduate Leverage is no longer offering private student loans. Instead of offering private student loans, Graduate Leverage specializes in advisory services, helping potential borrowers find the loan program that’s right for them. Graduate Leverage offers a lot of information about various federal and private loans, and their advisory programs may help reduce the students overall loan debts and answer questions regarding their debt. […]

By |September 16th, 2013|Student Loans|0 Comments

Student Loan News – September 13, 2013

Here are the best articles from around the web this week talking about student loans… For the week ending Friday September 13, 2013 Student Loan News: 1. Susan Tompor: Some public service jobs offer student loan forgiveness Corey Nelson, 27, graduated from Michigan State University’s law school in 2012 with a plan to work his way out of six figures in student loan debt. […]

By |September 13th, 2013|Weekly Resources|0 Comments

Apply Early For Student Loans To Meet Application Deadlines

When it comes to applying for student loans the application deadline is everything. One might think proof of salary and the Estimated Family Contribution are the most important. While the EFC and Cost of Attendance are obviously very important for awarding financial aid, these figures will not even be calculated unless you get the application in on time. The major mistake that people make is applying for financial aid only after they’ve been accepted at college. After all, how can you calculate the Cost of Attendance if you are not certain where you will be attending? You can still calculate the Cost of Attendance without being accepted to a school. It is important to organize financial aid information at the same time as you are deciding on where to apply. […]

By |September 12th, 2013|Applying for Loans|0 Comments

3 Worst Kinds of Student Loans

Most college students (65% or so) have a student loan to get through their undergraduate work. It’s pretty common, and loans are easy to get. There are, however, certain loans that are better than others.   Federal loans have certain rights and responsibilities that most students can live with. All in all, you can be pretty safe with them in terms of refinancing, consolidating, and extending your payment time. But you have to pay them back. It’s not a gift. […]

By |September 10th, 2013|Forgiveness|0 Comments