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Get Student Loans in Tough Times

The economy is tough. Loans are harder to get than they once were. Major banks cut back on student loans in tough times. But that doesn’t mean student loans are off the table. It just means you may have to work a little harder. As always, look to your financial aid office as your first stop. They will know who is lending, and where your best bet is. A Federally-funded loan is best, but the financial aid office will have access to resources for private loans as well. […]

By admin|October 29th, 2013|Student Loans|0 Comments

Citizens Bank Student Loan Review

The Citizens Bank Private Student Loan option is called the TruFit student loan. This loan is available for undergraduate and graduate students. Offering fixed, and variable interest options, this is a very flexible loan. There are also higher borrowing limits for specific college programs. […]

By admin|October 28th, 2013|Student Loans|0 Comments

5 Steps to Private Student Loan Forgiveness

The application process for student loans varies depending on the lender and the loan type. The method may seem very overwhelming to the applicant. Outlined below are the steps that will assist in finding the money needed for you to fulfill your academic needs. First Step – Creating Your Budget When you start applying and you have received a feedback from the schools of your choice, check on their tuition, board and room costs including other fees. Ensure that you understand completely of what exactly you’re required. Also, include to the budget your daily costs of living that are beyond the basics. […]

By admin|October 26th, 2013|Forgiveness|0 Comments

Best student loan refinance rate

Credit unions entered the private student loan consolidation market in late 2010. cuStudentLoans, a network of over 130 credit unions offering one loan with common underwriting and pricing, launched its offering nationwide February of last year. This may be a saving grace for those students who need to refinance their existing student loans for better rates, lower payments, and shorter terms. […]

By admin|October 24th, 2013|Refinance|0 Comments

My Student Loan Done!: A Success Story

I financed my life through student loans until I graduated in 2008. I had visions of working hard and living a nice life. But debt was always stress and bound for my piece life. I thought about it how to pay them all debt without changing my lifestyle and my high hope of my life. When I graduated, I was bounded to my student loans. That was not a small amount, $22,500 dollar I paid. I was very scared before pay the total amount, but not as bad as I thought. A student in law school or medical school needs more money to finish the graduation, but that’s not a big problem if you can follow some step to pay off your student loan. I am here to tell all my secret of pay off my big student loan. […]

By admin|October 22nd, 2013|Weekly Resources|0 Comments

Commerce Bank Private Student Loan Review

The Commerce Bank Private Student Loan option is called the Sallie Mae Smart Option Student Loan. Undergraduates and graduates are eligible for this loan. There are various repayment options available, each with variable and fixed interest rates. The Sallie Mae Smart Option Loan: Interest repayment option variable rates from 2.00% to 8.875%, fixed rates from 5.75% to 11.875%. Fixed repayment option variable rates from 2.50% to 9.375%, fixed rates from 6.25% to 12.375%. Deferred repayment option variable rates from 3.00% to 9.875%, fixed rates from 6.75% to 12.875%. Minimum borrowing limit is $1,000. Maximum borrowing limit is the Total Cost of Attendance. […]

By admin|October 21st, 2013|Student Loans|0 Comments

Obama Student Loan Forgiveness For 2013-2014 School Year

For persons burdened with student loans in the United States and have been making regular payments Obama has proposed some relief for them as a result of current financial crisis facing many Americans. The Obama Student Loans forgiveness plan clear debtors on all remaining debt providing that they have being making regular prompt payments. This double standard scheme caters for private sector workers who have being making prompt payment for a minimum of twenty years whilst public sector workers like nurses you would have being require to have an already paid your student loan within a shorter time frame than the stated twenty years minimum for private sector workers. […]

By admin|October 19th, 2013|Forgiveness|0 Comments

How to refinance student loans

You gain a great deal when you refinance student loans if you do it right. The lender you choose to refinance your loans essentially buys all of your loans from the original lenders and reissues you a new loan, leaving you with one loan for the total amount of loans consolidated. This may result in a smaller monthly payment with a longer repayment schedule and, subsequently, a lower risk of default. But you have to start by knowing what you can do. The best way to start do that is to do a current financial assessment. […]

By admin|October 17th, 2013|Refinance|0 Comments

My Student Loan Horror Stories

If you are looking for student loans, find Federal money – your best resource is to talk to your financial aid office. Stay away from private loans, which usually come with variable interest rates that seem low at first glance but can skyrocket over the loan's lifetime. Federal loans are safer; you can talk to them and extend your payment, ask for a refinance, or negotiate better terms. In the private sector, that is next to impossible. […]

By admin|October 15th, 2013|Weekly Resources|0 Comments

Credit Union Student Choice Loan Review

Credit Union Student Choice Review The Credit Union Student Choice Loan is available for many different credit unions. A list of eligible credit unions can be found at http://www.studentchoice.org/find-a-credit-union-lender/. Credit Union Student Choice Loan rates change with most credit unions. It is advisable to visit your credit unions Student Choice website listed on the above link to find your specific rates. […]

By admin|October 14th, 2013|Student Loans|0 Comments

Best Consolidation Companies

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