Building good credit early opens up new financing opportunities
It takes time to build good credit. When you start out on your own, you have no credit history, which makes it difficult to get a loan or open credit cards. There are a number of factors that influence your credit score, and length of time your credit has been established accounts for about 15% [...]
Making Your Money Stretch Further
If you get a student loan and you really think hard about it you’ll know that you shouldn’t take out as much as you possibly can. You’ll figure out that it’s important to take out as little as you possibly can. But how can you figure out that amount of money? And what should you do with the loan money that you do get? There are actually a few different things to think about and you’ll need to consider all of your expenses in order to make it work properly. […]
The Draw of Student Loans
For a lot of people the initial idea of student loans is negative. You don’t want to owe more money after you’ve finally finished going to school. Who wants to make all those payments for years and then lose money that they worked hard for? It’s something that you have to push yourself to agree to simply because, if you don’t, you’ll never be able to go to college and that idea sounds even worse than making payments after it’s over. But once you start looking at those student loans they get a little more appealing. […]
Taking On College Loan Repayment As a Couple
When you’re young and decide to take out those student loans you’re probably not thinking too much about how you’re going to repay them. You might be thinking a little about the future but you figure it’s going to be a while before those loans come due and then you’ll worry about it right? Well I know I was. I was really trying not to think about the time when those loans would be due and I would need to give that money back. Even though I didn’t borrow much I still knew I didn’t really want an extra bill every month (which is the same thing a lot of students think. You can read more about it here.) […]
All About the FAFSA
What do you know about the FAFSA? Chances are you don’t know a whole lot and yet this is the form that’s going to decide whether you’re eligible for scholarships and financial aid through the college or university that you’re interested in applying to. If you’re just getting started in college or even if you’ve been there a while it’s important to understand what this form really does for you and why you’re going to need it in order to avoid getting huge loans and repayment plans when you graduate from school. […]
Having Student Loans Takes a Toll
For many people there is no way around taking out student loans. You find yourself stuck between not going to college at all and getting a loan to help you pay for it. And with the way society is going it’s nearly impossible to get anywhere in life if you don’t get a college degree. Therefore you find yourself stuck between a rock and a hard place. So you end up taking out those loans so that you can move on with your life and hopefully you’ll be able to pay them back once you get a better job. […]