Blog - Page 29 of 54 - Student Loans

5 Steps to Private Student Loan Forgiveness

By admin|2013-09-18T05:05:06-05:00October 26th, 2013|Forgiveness|

The application process for student loans varies depending on the lender and the loan type. The method may seem very overwhelming to the applicant. Outlined below are the steps that will assist in finding the money needed for you to fulfill your academic needs. First Step – Creating Your Budget When you start applying and you have received a feedback from the schools of your choice, check on their tuition, board and room costs including other fees. Ensure that you understand completely of what exactly you’re required. Also, include to the budget your daily costs of living that are beyond the basics. […]

Student Loan News – October 25, 2013

By Tuhin Jubayed|2013-10-24T05:49:12-05:00October 25th, 2013|Weekly Resources|

Here are the best articles from around the web this week talking about student loans… For the week ending Friday October 25, 2013 Student Loan News: 1. The take on student-loan payments: Most of it has been about the federal-debt burden. I want to shift the discussion to individuals, particularly those with private student loans. The student-loan ombudsman for the Consumer Financial Protection Bureau has just released a report analyzing complaints the watchdog agency has received from private student-loan borrowers. […]

Best student loan refinance rate

By admin|2016-06-15T12:44:50-05:00October 24th, 2013|Refinance|

Credit unions entered the private student loan consolidation market in late 2010. cuStudentLoans, a network of over 130 credit unions offering one loan with common underwriting and pricing, launched its offering nationwide February of last year. This may be a saving grace for those students who need to refinance their existing student loans for better rates, lower payments, and shorter terms. […]

My Student Loan Done!: A Success Story

By admin|2013-05-05T11:04:06-05:00October 22nd, 2013|Weekly Resources|

I financed my life through student loans until I graduated in 2008. I had visions of working hard and living a nice life. But debt was always stress and bound for my piece life. I thought about it how to pay them all debt without changing my lifestyle and my high hope of my life. When I graduated, I was bounded to my student loans. That was not a small amount, $22,500 dollar I paid. I was very scared before pay the total amount, but not as bad as I thought. A student in law school or medical school needs more money to finish the graduation, but that’s not a big problem if you can follow some step to pay off your student loan. I am here to tell all my secret of pay off my big student loan. […]

Commerce Bank Private Student Loan Review

By admin|2013-09-04T23:40:22-05:00October 21st, 2013|Student Loans|

The Commerce Bank Private Student Loan option is called the Sallie Mae Smart Option Student Loan. Undergraduates and graduates are eligible for this loan. There are various repayment options available, each with variable and fixed interest rates. The Sallie Mae Smart Option Loan: Interest repayment option variable rates from 2.00% to 8.875%, fixed rates from 5.75% to 11.875%. Fixed repayment option variable rates from 2.50% to 9.375%, fixed rates from 6.25% to 12.375%. Deferred repayment option variable rates from 3.00% to 9.875%, fixed rates from 6.75% to 12.875%. Minimum borrowing limit is $1,000. Maximum borrowing limit is the Total Cost of Attendance. […]

Obama Student Loan Forgiveness For 2013-2014 School Year

By admin|2013-10-05T05:07:35-05:00October 19th, 2013|Forgiveness|

For persons burdened with student loans in the United States and have been making regular payments Obama has proposed some relief for them as a result of current financial crisis facing many Americans. The Obama Student Loans forgiveness plan clear debtors on all remaining debt providing that they have being making regular prompt payments. This double standard scheme caters for private sector workers who have being making prompt payment for a minimum of twenty years whilst public sector workers like nurses you would have being require to have an already paid your student loan within a shorter time frame than the stated twenty years minimum for private sector workers. […]

Student Loan News – October 18, 2013

By Tuhin Jubayed|2013-10-18T13:16:06-05:00October 18th, 2013|Weekly Resources|

Here are the best articles from around the web this week talking about student loans… For the week ending Friday October 18, 2013 Student Loan News: 1. 5 Ways to Reduce Student-Loan Debt: In a recent column on how to keep student-loan debt under control, I made the point that we need to apply out-of-the-box, even radical ideas to tackle spiraling college costs and student-loan debt. Readers quickly sent me their feedback. […]

How to refinance student loans

By admin|2013-05-07T08:58:46-05:00October 17th, 2013|Refinance|

You gain a great deal when you refinance student loans if you do it right. The lender you choose to refinance your loans essentially buys all of your loans from the original lenders and reissues you a new loan, leaving you with one loan for the total amount of loans consolidated. This may result in a smaller monthly payment with a longer repayment schedule and, subsequently, a lower risk of default. But you have to start by knowing what you can do. The best way to start do that is to do a current financial assessment. […]

My Student Loan Horror Stories

By admin|2013-05-05T10:06:48-05:00October 15th, 2013|Weekly Resources|

If you are looking for student loans, find Federal money – your best resource is to talk to your financial aid office. Stay away from private loans, which usually come with variable interest rates that seem low at first glance but can skyrocket over the loan's lifetime. Federal loans are safer; you can talk to them and extend your payment, ask for a refinance, or negotiate better terms. In the private sector, that is next to impossible. […]

Credit Union Student Choice Loan Review

By admin|2016-04-18T13:51:26-05:00October 14th, 2013|Student Loans|

Credit Union Student Choice Review The Credit Union Student Choice Loan is available for many different credit unions. A list of eligible credit unions can be found at http://www.studentchoice.org/find-a-credit-union-lender/. Credit Union Student Choice Loan rates change with most credit unions. It is advisable to visit your credit unions Student Choice website listed on the above link to find your specific rates. […]

Best Consolidation Companies