Best Consolidation Companies

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School Recruitment Programs

By |December 13th, 2012|Military Aid|

Looking for some options besides going to college right out of high school? Already in school, but looking for some training and job security? The United States Armed Forces might be able to give you the educational, vocational or scholarship boost you need through its recruiting programs. […]

150+ Grants For Disabled Students

By |December 8th, 2012|Grants|

Grants for Disabled Students Grants for students with a disability are possibly the most overlooked form of financial aid. These grants are specifically targeted to help students that have a disability overcome the already high cost of education. Many students are finding it difficult to be able to afford the increasing cost yet students who have a disability face an even tougher challenge. This resource has taken a lot of hours to create and I hope will help students who could use it. Best of luck when applying to these grants and paying off your loans! Skip to the list of over 150 Grants All for students with a disability! […]

PELL Grant (Ineligibility)

By |December 6th, 2012|Types of Loans|

Pell Grants are only available to students who present the greatest financial need. If a financial situation changes in the middle of the school year, this can also affect eligibility. Your eligibility can also change if you provided inaccurate information about your circumstances. It is best to be upfront about your financial situation. […]

Smarterbanks Review

By |December 4th, 2012|Pay Off Student Loans|

Last week we looked into new ways to pay down student loans and we discovered this service, that radical yet fairly simple program which uses play to engage and inspire borrowers to save money and pay down debt. This week we're going a little bit farther out onto the new wave by looking at a partnership between an FDIC-member bank and a student loan information website. The two have pooled their resources and have created a debit card rewards program which enables borrowers to pay down their student loan debt each time they use their debit card. This article is a SmarterBank review. […]

Grad School Funding

By |November 29th, 2012|Applying for Loans|

Graduate and professional students often graduate with far more debt than undergraduate students. However, there are a variety of financial aid options to help fund your advanced degree. The specifics vary according to the type of degree you are seeking. The two main options are student loans (which must be repaid, with interest) and scholarships. With borrowed money, maximum interest rates are regulated for all federally-guaranteed loans. Many lenders choose to lower the interest rates to attract borrowers, and federal education loans tend to offer lower interest rates and more flexible payback plans than regular consumer loans. […]

Can SaveUp Help Students Pay Down Their Loans

By |November 26th, 2012|Pay Off Student Loans|

Student loan debt affects a record high of 37 million Americans, so it is perhaps no surprise that a new program has become available which aims to aid those struggling to make their payments. The new program, which has been steadily gaining momentum amongst those seeking to pay down their student loan debt and save money, is a private program and operates without government subsidies. The program is SaveUp.com where you get rewarded for savings money not spending it! […]

How To Receive Money From Lenders

By |November 22nd, 2012|Types of Loans|

Generally speaking, a federally subsidized or unsubsidized loan or private loan can be sent directly to the student, or sent to the student's school to be put in their account. Federal student loans have two distribution channels, both of which can cut a check directly to the borrower or the school. The channels have two names, and are funded differently: Federal Direct Student Loans (otherwise called Direct Loans, or FDLP) and Federal Family Education Loans (FFELP). […]

Are Student Loans a Good Investment – ROI

By |November 21st, 2012|Types of Loans|

What is the ROI of student loans? Are student loans really a good investment? “ROI” is an acronym for Return on Investment and is something every borrower should consider when making the decision to obtain a student loan or any other kind of loan. […]

Late Loan Payments

By |November 20th, 2012|Pay Off Student Loans|

You found the perfect loan combination for your higher education costs. The federal government and private entities have been loaning people tuition money for so many decades now that the process can be smooth sailing. But you might be asking yourself, what happens if I’m late on a payment? Will there be financial penalties or even worse, criminal penalties? Will all my hard work be for naught? Will banks and the government forever dog me? […]

4 Student Loan Stories This Week Worth Reading

By |November 16th, 2012|Weekly Resources|

This week there are some helpful articles that have been written that cover topics about investing, date of graduation and other factors that all influence how your student loans will impact your life. I have had a busy week posting articles each day here as well as a couple guest posts. It has been a pleasure to read these student loan related articles… […]