Best Consolidation Companies

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No Credit Check Student Loans

Since most aspiring college students have minimal or nonexistent credit histories, they often look for loans with no credit requirements.  While this sounds like a good strategy, the reality is that most private student loans entail some sort of credit check; more often than not, these lenders will also require borrowers to have someone cosign their loan.  Even if you are lucky enough to find a private lender who does not request a cosigner, you will still probably be subject to different terms and much higher interest rates than someone who has a cosigner or a better credit history. […]

By |November 12th, 2013|Types of Loans|0 Comments

4 Little Known Secrets To Getting The Best Student Loan Interest Rate

It is easy to fall into the trap of going for the low rates on student loans without reading all of the fine print. This can lead graduates and undergraduates to taking out loans that are not fit for their circumstances and leave them struggling to pay them off for many years. Interest rates and add-ons are what students should pay attention to in order to avoid going into default and ruining their credit score. However, there are a few important ways that graduates and undergraduates can find the best interest rates that won't break their bank accounts. […]

By |May 16th, 2013|Types of Loans|0 Comments

College Loans: Conquer and Control

Preparing for the great opportunities of life with a quality college education is a very important step for a good future. Education, however, is just not as cheap as it used to be. Even after you are able to secure some financial aid, and maybe even a scholarship, there may still be a need for more money. Many financial institutions offer relatively easy ways to get a student loan. Here are some things you need to know in order to get a loan for your educational needs. […]

By |March 28th, 2013|Types of Loans|0 Comments

Truths Revealed: Student Loan Myths

Shuddering at the thought of taking out a student loan? Don't! If you've decided this may be the best course of action when financing your tuition, beware certain myths floating out there which might scare you away from making a great investment in your future. Of course, almost every product comes with a warning, and a student loan is no different: do take the time to research your loan exhaustively, and do keep in mind that although most lenders genuinely want to see you get through school, so you can succeed and pay them back, some are not as scrupulous and may not be legal. […]

By |March 6th, 2013|Types of Loans|0 Comments

Who can get a PELL Grant?

The Pell Grant is a highly sought-after form of financial aid for one simple reason: it doesn't need to be repaid. The Pell Grant can be seen as a form of scholarship that pays off a portion of the tuition. A misconception about financial aid is that most aid comes in the form of loans that need to be repaid. While many financial aid programs are interest-bearing loans, there are also a wide variety of gift-grants available as well. […]

By |February 7th, 2013|Types of Loans|0 Comments

Who can get an FSEOG Grant?

The requirements for a FSEOG Grant are similar to other types of financial aid – you must demonstrate financial need based on income, expenses, and the cost of tuition. In addition, a student must have a high school diploma and be working on a Bachelor’s degree. The degree must be attained in a standard four year period. […]

By |January 3rd, 2013|Types of Loans|0 Comments

Financing Your Education

Various types of aid are available for students who need help financing their education. The majority of undergraduates cannot afford to complete their education without some form of assistance. Here are the most common helpful ways to secure educational funding: STUDENT LOANS This is financial aid that must be repaid with interest. There are four main categories: Student loans Parent loans Private student loans Consolidation loans […]

By |December 27th, 2012|Types of Loans|0 Comments

PELL Grant (Ineligibility)

Pell Grants are only available to students who present the greatest financial need. If a financial situation changes in the middle of the school year, this can also affect eligibility. Your eligibility can also change if you provided inaccurate information about your circumstances. It is best to be upfront about your financial situation. […]

By |December 6th, 2012|Types of Loans|0 Comments

How To Receive Money From Lenders

Generally speaking, a federally subsidized or unsubsidized loan or private loan can be sent directly to the student, or sent to the student's school to be put in their account. Federal student loans have two distribution channels, both of which can cut a check directly to the borrower or the school. The channels have two names, and are funded differently: Federal Direct Student Loans (otherwise called Direct Loans, or FDLP) and Federal Family Education Loans (FFELP). […]

By |November 22nd, 2012|Types of Loans|0 Comments

Are Student Loans a Good Investment – ROI

What is the ROI of student loans? Are student loans really a good investment? “ROI” is an acronym for Return on Investment and is something every borrower should consider when making the decision to obtain a student loan or any other kind of loan. […]

By |November 21st, 2012|Types of Loans|0 Comments