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Financial Aid for Disabled Student

Going to college is a rewarding experience. Often, the more rewarding an experience is, the more costly it is. The United States, though, is filled with opportunities. Scholarships and grants are available to make higher education more affordable and available to everyone, including those with disabilities. Scholarships and grants are allotments of money given out to help students pay for college and university. They do not need to be paid back, the way student loans do. Scholarships and grants are given out on the basis of a student’s achievements, background, interests, qualities, needs, etc. Individual states participate in particular scholarship programs, so these vary from state to state. You can get information about financial aid and other resources at your school’s financial aid office, or you can do research online if you are still deciding which school to attend. […]

By |January 30th, 2014|Refinance|0 Comments

Government Grants for Students

For many students today, borrowing and acquiring debt are assumed parts of going to college.  Instead of automatically applying for loans, students should investigate all other options of funding their education.  Grants are an excellent way of paying for college because they are considered need-based gifts and usually do not require repayment, unlike student loans.  In addition to private sources, like clubs and specific schools, the US government also issues grants. […]

By |December 9th, 2013|Grants|0 Comments

How To Get Student Loan Bankruptcy

We read that student loans are not forgivable in bankruptcy court all the time. That is the truth for 99% of student loan holders who are filing bankruptcy. Bankruptcy courts are not forgiving of student loans.   But there have been cases where the borrowers have shown “undue hardship” in repayment of the loans in severe circumstances. One case was of a man who suffered a brain injury and could not work. He filed bankruptcy and the court found that he was not ever going to be able to pay back the loan, much less be able to support himself. Another case cited was of a homeless woman, well educated, but in a situation where she would not be able to pay back the loan. So, unless you are physically unable to work and can not see a foreseeable future to be able to pay back the loan, it is unwise to file for bankruptcy. […]

By |December 5th, 2013|Bankruptcy|0 Comments

Apply Early For Student Loans To Meet Application Deadlines

When it comes to applying for student loans the application deadline is everything. One might think proof of salary and the Estimated Family Contribution are the most important. While the EFC and Cost of Attendance are obviously very important for awarding financial aid, these figures will not even be calculated unless you get the application in on time. The major mistake that people make is applying for financial aid only after they’ve been accepted at college. After all, how can you calculate the Cost of Attendance if you are not certain where you will be attending? You can still calculate the Cost of Attendance without being accepted to a school. It is important to organize financial aid information at the same time as you are deciding on where to apply. […]

By |September 12th, 2013|Applying for Loans|0 Comments

3 Things Your Financial Aid Advisor Isn’t Telling You

Every college in the nation has a financial aid department with people ready and willing to assist. They help guide students and their parents through the process of filling out paperwork and such. Although they do provide much information, financial aid advisors may be missing some crucial bits of info that may cause adverse effects on a student’s post college life. I’ve detailed 3 glaring examples of places where financial advisors may be lacking. […]

By |August 20th, 2013|Refinance|0 Comments

How These 2 Students Racked Up 6 Figure Student Loans

Whenever we think of college and all the great things that come from attending a world class university, we only ponder upon the victorious things like the first job and graduation day. There is another side of college filled with horror, poverty and extreme sadness. The world of student debt is where thousands of proud graduates live. It’s a very, very sad place…welcome, you are entering the loan zone. […]

By |July 30th, 2013|Applying for Loans|0 Comments

Best Time To Refinance a Student Loan

For those students who are about to graduate from college, the idea of beginning to repay substantial student loan debt can be overwhelming. There may be questions about when the best time to refinance a student loan is, or if it is a good idea to refinance the loans at all. We have created a brief guide that will help answer some of the pressing questions for college graduates. […]

By |June 17th, 2013|Refinance|0 Comments

Investing For Wealthy Students – $100k+ Net Worth

There is a lot of publicity about how much a struggle it is for college students to make ends meet in today’s economy. For those students who are lucky enough to not have to worry about money, it might seem that not enough attention is paid to what their needs might be. We have created a brief overview about investing for wealthy students whose net worth is grater than $100k. In this way, those college students who will not be burdened with debt upon graduation can instead focus on how best to plant for their future. […]

By |May 13th, 2013|Applying for Loans|0 Comments

Should You Start A Business While You Still Have Student Loans?

Starting a small business has always been a major goal for many Americans. However, many people allow petty obstacles to obstruct their vision and eventually abort the long awaited dream of business ownership. Student loans are one of those obstacles that I see people deal with regularly. When asking yourself, “should I start a small business while still having student loans”, you need to answer a litany of questions and be totally sure about your plans. I’ve detailed a few questions to ask before you start the 2013 version of Apple. […]

By |May 7th, 2013|Default|0 Comments

America’s Best 3 Places to Avoid Student Loan Debt

Using information from Sperling’s BestPlaces, AreaVibe’s list of Best Cities in America, and CollegeStat’s listing of cheapest to most expensive schools in the country these are America’s 3 best places to avoid student loan debt, taking into account the cost of tuition, cost of the living, employment rate, housing, amenities and livability. […]

By |April 2nd, 2013|Pay Off Student Loans|0 Comments