admin, Author at Student Loans

List of the Best Student Loan Consolidation Companies for 2014

Student Loans are so great when you get them. They enable you to go to school and focus on your studies. You study hard and see a panorama of possibilities, a bright future indeed. After graduation you are so relieved that all the stressful demands of school are over- the late nights up studying, the tedious assignments, and the pressure of deadlines. At some point it hits you, often like a ton of bricks, maybe the hard part isn’t over, maybe it is still to come. School is just the beginning; it just preceded the real world. You have now made it to the real world, and now you have to pay back all the money you spent on school to get here. […]

By admin|December 11th, 2013|Consolidation|0 Comments

SimpleTuition Student Loans Company Review 2014

SimpleTuition is not a lender but a service provider. You don’t come here for just a “yes” or “no” answer; you come here for options. The site allows you to comparison shop for lenders and provides information about both federal and private options. The estimates given are just that- estimates. When you apply directly to the lender, your rate will be determined by more specific factors and your credit score will be taken into account. The estimates given by SimpleTuition don’t use credit scores to determine the rates presented. This might mean that the rates are inaccurate for you, but it also means that you can get a better look at different lender rates without getting any hits on your credit, which is a very good thing. You can then decide which lenders you want to pursue further. […]

By admin|December 11th, 2013|Student Loans|0 Comments

Wells Fargo Student Loan Company Review 2014

Combining your private student loans can make life simpler. You will have only one monthly payment, and it will be much easier to see where you are at with your debt. Some people do this as soon as they get out of school and others wait until the grace period for their loans is over to take advantage of that time without having to make payments. It is good to remember that loan consolidation is a process. First you need to research lenders, ideally you will want to find a co-signer, then you will need to apply, and finally you will need to be approved. The approval process can take up to 60 days, so you might want to begin the process before your grace period runs out. […]

By admin|December 11th, 2013|Student Loans|0 Comments

Cedar Education Lending Company Review 2014

Refinancing your student loans is a great way to help you budget. Finances can be complicated when you first get out of school. Having a single payment, instead of multiple ones, can help a lot. If you got different loans throughout your years in school, they probably are all for different amounts and have different interest rates. Interest rates are low right now, and consolidating all of your loans together usually gets you a better rate. A low interest rate is the best thing to look for when thinking of taking out a new loan. […]

By admin|December 11th, 2013|Consolidation|0 Comments

StudentLoanNetwork Student Loan Company Review 2014

The StudentLoanNetwork is an excellent place to go for information about anything related to student loans. They are a lender but primarily provide the service of allowing you to compare lenders. They also explain everything clearly to help you understand and find what you are looking for. Regarding loan consolidation, they have a site specifically for that subject: StudentLoanConsolidator.com You will find information about both federal and private loan consolidation as well as all the benefits and different repayment options available to you. […]

By admin|December 11th, 2013|Student Loans|0 Comments

Federal Direct Consolidation Loans Company Review 2014

The ideal of going to school and getting a degree sometimes carries us away. We take what we can get in the form of grants and scholarships, and then we take out loans to fill in the financial gaps that are left. This is all so that we can succeed in reaching the goal of finishing school, meeting the expectation of graduating, and finding success. […]

By admin|December 11th, 2013|Consolidation|0 Comments

Federal Student Aid Loan Company Review 2014

StudentAid.ed.gov: This website will answer all of your questions about federal student aid. It is common advice to first check out all federal options available to you before looking at private options. Definitely, you want to obtain as much scholarship and grant money as you can, because this money isn’t loan money- you don’t have to pay it back! Federal loans can also help out with interest, through subsidized loans and rates. […]

By admin|December 11th, 2013|Student Loans|0 Comments

3 Tools to Help Pay off Student Loans

Graduation day is arguably one of the best days in the entire college experience. After years of study, students are now ready to pursue a career in their chosen field and reap the rewards of their hard work. It also means that the start of student loan repayments is just around the corner. Sarah Ang, writing on Mashable.com says “Recent grads may very well agree that student loan debt is like the bastard child of the collegiate experience: unexpected, unwanted and very expensive for years to come.” […]

By admin|December 10th, 2013|Student Loans|0 Comments

Government Grants for Students

For many students today, borrowing and acquiring debt are assumed parts of going to college. Instead of automatically applying for loans, students should investigate all other options of funding their education. Grants are an excellent way of paying for college because they are considered need-based gifts and usually do not require repayment, unlike student loans. In addition to private sources, like clubs and specific schools, the US government also issues grants. […]

By admin|December 9th, 2013|Grants|0 Comments

How To Get Student Loan Bankruptcy

We read that student loans are not forgivable in bankruptcy court all the time. That is the truth for 99% of student loan holders who are filing bankruptcy. Bankruptcy courts are not forgiving of student loans. But there have been cases where the borrowers have shown “undue hardship” in repayment of the loans in severe circumstances. One case was of a man who suffered a brain injury and could not work. He filed bankruptcy and the court found that he was not ever going to be able to pay back the loan, much less be able to support himself. Another case cited was of a homeless woman, well educated, but in a situation where she would not be able to pay back the loan. So, unless you are physically unable to work and can not see a foreseeable future to be able to pay back the loan, it is unwise to file for bankruptcy. […]

By admin|December 5th, 2013|Bankruptcy|0 Comments

Best Consolidation Companies

About admin