Blog - Page 19 of 54 - Student Loans

What’s The Difference Between Subsidized and Unsubsidized Loans?

By Sam R|2014-10-30T19:44:45-05:00November 4th, 2014|Federal Loans|

When I first started out in college I had no idea about all the different types of loans. To be perfectly honest I really didn’t know much of anything about loans except that people get them when they buy a house or a car. Even that I only knew because my sister had both. (Yes I know I wasn’t very knowledgeable when I started college). For the first couple years I had no problem paying for my classes because I had money saved up and I had a couple small scholarships. After that I realized I was going to have to get a loan. […]

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What Could You Do With That Loan Money?

By Sam R|2014-11-24T23:17:10-05:00November 2nd, 2014|Federal Loans|

If you didn’t have to pay back your student loans there are a lot of things that you could do. In fact, you might be surprised at just how much that money is going to add up to be. For example, did you know that the average student will have to pay back around $183 every month to pay their student loans within 20 years? That’s a lot of money borrowed and it’s actually going to amount to over $18,000 worth of interest being paid. What could you do with that money? […]

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How Do Most American Families Pay For College?

By Sam R|2014-10-20T16:37:37-05:00October 21st, 2014|Student Loans|

How did you pay for your college degree? It may seem strange but there are actually a number of different methods that you can use to pay those tuition and book payments and different families throughout the country do it slightly differently. Personally, I had to take out student loans myself. I had some scholarships that helped in my first few years and I did get some government assistance during other years. I also had some money saved up. The largest portion of my payment however, came from student loans which I had to take out in my name. If you're considering the ways that American families pay for college then check out these. […]

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What if You Can’t Afford Repayment?

By Sam R|2014-10-10T20:39:45-05:00October 14th, 2014|Default|

If you can’t afford to repay your loans you’re going to want to make sure that you are doing everything possible to stay on top of it. You need to understand what happens when you don’t pay your student loans. This is going to require you to make payments in one of several ways, the traditional way, or one described below. It’s also going to be important that you understand how to avoid going into default (that period of time when you simply stop paying your loans without making arrangements with the government). […]

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What Should You Do With Your Student Loan?

By Sam R|2014-10-04T12:49:13-05:00October 7th, 2014|Federal Loans|

Just about anyone who goes beyond community college (and even some that only do community college) will need to get a student loan. These loans will likely be for different amounts but you can still get that loan. You’ll also have an opportunity to get different amounts for your loan as well. You can choose [...]

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How Do Student Loans Work

By Sam R|2014-09-29T07:30:16-05:00September 30th, 2014|Applying for Loans|

Now I know this site has probably thrown a lot of information at you about student loans and how you can avoid paying them and what helps you get loan forgiveness and things like that. This is going to go back to the basics a little bit and help you understand student loans a little better. It’s going to help you see what that loan does for you in the first place so you’ll know why you might actually want to get one (even without knowing how to get out of paying it later). […]

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A New Start With Rolling Jubilee

By Sam R|2014-09-23T21:34:47-05:00September 30th, 2014|Forgiveness|

For many students loan debt is a very real problem. I know that when I finished my bachelor’s degree program I had thousands of dollars’ worth of debt. By the time I finish my master’s degree I will have even more. Unfortunately, the payback programs are difficult to stick to. If you don’t get a job in your field right away it can become an insurmountable obstacle to you being able to do the things you want with your life. After all, how are you going to get a house or a car or anything else if you have all that debt? Even getting a credit card is more difficult with debt. […]

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7 Ways to Save Money While in College

By Sam R|2014-09-22T20:20:27-05:00September 23rd, 2014|Weekly Resources|

There are a lot of different ways that you can save some money while you’re in school. You want to get a quality education but you also know that you need to save money as much as possible so you can afford that education. So how are you going to cut corners while you’re in school? There are actually several ways that you can do just that and the best part of it is that you likely won’t even notice that you’re cutting corners or even feel like you’re missing out. Here are several different ways to save on top of the 7 we're going to discuss. […]

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10 Ways to Earn Money in College

By Sam R|2014-09-16T20:59:03-05:00September 16th, 2014|Student Loans|

When you’re in college it can be difficult to work full-time as well. You may only be able to work part time or, depending on the type of college program you are in, you may not be able to work at all. As a result, you find yourself in a bit of a downward spiral. You’re spending more and more money every day because you need books, gas for your car, food and lodging, but you’re also not making any money. As a result, you find yourself falling deeper and deeper into debt which is definitely not somewhere that you want to be. It wasn’t somewhere that I wanted to be that’s for sure. And yet I found myself falling. It felt almost like drowning because you just can’t see how to get out of it. […]

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7 THINGS STUDENTS STARTING SCHOOL SEPTEMBER 2014 NEED TO KNOW ABOUT FEDERAL STUDENT LOAN FORGIVENESS

By Sam R|2014-09-05T21:14:09-05:00September 5th, 2014|Forgiveness|

Heading off to college can be a daunting task. After twelve long years slogging through the textbooks and the classes often the last thing any 18-year-old wants to do is sign on for more. Especially since now you have to start paying for the schooling. If the last 12 years were bad at least they were free. Now you’ve got another two or more years ahead of you and they’re going to cost you thousands of dollars. If you’re like most people you probably don’t have all that money saved up and ready to dish out for your classes. That’s where student loans come into play. If you require student loans here is an easy place to see if you qualify for help. […]

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