Making Your Money Stretch Further
If you get a student loan and you really think hard about it you’ll know that you shouldn’t take out as much as you possibly can. You’ll figure out that it’s important to take out as little as you possibly can. But how can you figure out that amount of money? And what should you do with the loan money that you do get? There are actually a few different things to think about and you’ll need to consider all of your expenses in order to make it work properly. […]
What if You Can’t Afford College?
You may think, college is just way to expensive. There’s no way that I can afford the classes and tuition and all those extra expenses. Maybe you’ve already thought about it and now you aren’t sure what you should do because when you signed up they sent you that big old bill and you decided, not for me. Well I know that when I first looked at the cost of my classes I second-guessed things too. I thought, wow all that just to sit in one classroom? I wasn’t sure I could afford it or if I even wanted to. […]
How Do Most American Families Pay For College?
How did you pay for your college degree? It may seem strange but there are actually a number of different methods that you can use to pay those tuition and book payments and different families throughout the country do it slightly differently. Personally, I had to take out student loans myself. I had some scholarships that helped in my first few years and I did get some government assistance during other years. I also had some money saved up. The largest portion of my payment however, came from student loans which I had to take out in my name. If you're considering the ways that American families pay for college then check out these. […]
10 Ways to Earn Money in College
When you’re in college it can be difficult to work full-time as well. You may only be able to work part time or, depending on the type of college program you are in, you may not be able to work at all. As a result, you find yourself in a bit of a downward spiral. You’re spending more and more money every day because you need books, gas for your car, food and lodging, but you’re also not making any money. As a result, you find yourself falling deeper and deeper into debt which is definitely not somewhere that you want to be. It wasn’t somewhere that I wanted to be that’s for sure. And yet I found myself falling. It felt almost like drowning because you just can’t see how to get out of it. […]
7 Best Student Loan Consolidation Companies
When you face challenges managing your debts, you may look for better ways to manage the bills and get back on the financial track. Debt consolidation offers a great way to handle your debts since you’ll be dealing with a single lender. You should be keen on the best lenders providing loan consolidation for students [...]
The Ten Best Student Loan Bloggers 2014
If you are a current or former student and are looking for valuable information regarding your student loan and financial programs that could help you pay off your debt earlier and without hassle, you should know the Internet is a great place to start. There are numerous blogs that contain all the information you are looking for, and the following ten are just some examples of websites covering this topic. Most of these are updated on a regular basis and contain information from official, credible sources, and are fun and easy to read at the same time. So, if you are looking for some useful information, you may consider visiting them. […]
Private Student Loan Interest Rates for the 2013-14 School Year
Needing to obtain a private student loan is a necessity for many college students. All experts advise that student max out all Federal loan opportunities before turning to the private sector. When applying for a private student loan, students should do a lot of research to obtain the most favorable terms. The private student loan market is constantly changing and becoming more confusing, as less lenders offer private student loans. The Lowest Rate May Not Be the Best Rate Susan Tompor, writing for USA Today, points out that students need to be especially careful of rock bottom loans. Be extra careful about jumping at the first student loan rate you spot online at 2.25% or 3.25%. Many of the bargain-basement rates on private student loans are variable rates. So, if interest rates climb in the next few years, as they likely will, you'd be stuck repaying that loan after graduation at a much higher rate […]