Loan Archives - Page 4 of 5

What’s The Maximum? Is There A Limit To Student Loan Money?

If you’re trying to figure out how to pay for college or graduate school, you've probably wondered if there’s a limit to the amount you can take out in student loans. Technically, no. Realistically, yes. Federal loans, both subsidized and unsubsidized, have very strict limits. (Subsidized loans are need-based and proof of financial need is required; unsubsidized don’t have need requirements but your education costs must exceed the amount of financial aid awarded). […]

By admin|March 14th, 2013|Pay Off Student Loans|0 Comments

Simple Tuition Student Loan Consolidation Review

Paying for college can be difficult for someone who isn't employed and is facing the ever increasing costs of tuition and college living. Lenders and loan consolidation companies are always looking for new ways to make it easier for students to pay off their loans, such as eliminating origination fees and cosigner release from the original debt. However, Simple Tuition is one of the few loan consolidation companies that makes it even easier for students to pay off their loans without bringing themselves closer and closer to bankruptcy. […]

By admin|March 8th, 2013|Consolidation|0 Comments

What’s Out There? Student Loans For Single Parents

Being a single parent and returning to school, or starting an undergraduate, vocational or graduate degree can be incredibly daunting. Statistics show that many single parents drop out of the college environment when it becomes difficult or impossible to care for their children. Education finances compete with those of day care, independent housing and possibly child support payments if custody is shared. Also, the time it takes to attend classes and study can compete with a job. […]

By admin|February 28th, 2013|Applying for Loans|0 Comments

Too Much Information: Understanding What Student Loans Are Available

If you’ve been applying to college or graduate school, you’re probably been inundated with “special offers” of loans and information about all the different types. But which one is right for you, if any? Would you be able to pay a little bit back during the school, or do you need to postpone all payments until after you graduate? Need a little money, or a small fortune? […]

By admin|February 21st, 2013|Applying for Loans|0 Comments

Student Loan Debt Affects Parents

With student loan debt at an all-time high, it’s a no-brainier that students themselves are struggling to make ends meet while plodding towards their higher education goals credit by expensive credit. However, behind the scenes, parents are often the ones who shoulder the majority of the responsibilities and it’s important to recognize their role. […]

By admin|February 19th, 2013|Federal Loans|0 Comments

What Do I Do Next? What Is The Application Process For Student Loans?

The application process for student loans really begins when you sit down with your schools of choice and determine what your financial needs will be. If you're looking at an array of schools, with varying tuition and room, boarding costs, you’ll have a bit more work to do than if you have already designated your program of choice. […]

By admin|February 14th, 2013|Applying for Loans|0 Comments

Student Loan Refinance Rate 2013

Consolidation of student loans can sometimes be a tough choice for some students to make. Although it does decrease the amount of payments down to one each month, the student will have a longer time of paying of all of his loans through one consolidation company. Another added benefit is that it eliminates the need to remember several interest rates of different lenders and only focus on one, which could end up being lower than some loans if they are at variable interest rates. So how does one find the best consolidation rate for their student loan? Here's some steps he can take to avoid getting crushed by high interest rates. […]

By admin|February 11th, 2013|Refinance|0 Comments

10 Tips on Student Loans

Planning for college can be a daunting task for most people. With the costs of a college education on the rise, more and more people are turning to student loans to help them cover the costs. These loans come in several forms, but are basically broken down into two groups: federal and public loans, each with its own advantages and disadvantages. But regardless of where the loan comes from, there are a few things to keep in mind when applying for these loans: […]

By admin|February 11th, 2013|Federal Loans|0 Comments

Credit Unions

When paying for college, there are many different options available to people who are struggling. There are scholarships, student loans, grant, work-study employment, and loans and lines of credit from credit unions. Credit unions are not always the first thing that pops to a borrower mind, but they are good sources of financial aid never the less. Private student loans from Credit unions are becoming increasingly more popular since students are receiving less financial aid and the cost of attending college has skyrocketed. […]

By admin|October 13th, 2012|Types of Loans|0 Comments

Private Student Loans

Private student loans come from banks or other private lenders in order to help the borrower pay for their education. These are different than federal student loans, and you should exhaust all of your federal student loan, scholarship, and grant options before turning to a private student loan. […]

By admin|October 10th, 2012|Types of Loans|0 Comments

Best Consolidation Companies