Best Consolidation Companies

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Should You Start A Business While You Still Have Student Loans?

Starting a small business has always been a major goal for many Americans. However, many people allow petty obstacles to obstruct their vision and eventually abort the long awaited dream of business ownership. Student loans are one of those obstacles that I see people deal with regularly. When asking yourself, “should I start a small business while still having student loans”, you need to answer a litany of questions and be totally sure about your plans. I’ve detailed a few questions to ask before you start the 2013 version of Apple. […]

By |May 7th, 2013|Default|0 Comments

Don’t Delay Your Money: Avoid These Mistakes on Student Loan Forms

The last thing you need when applying for educational financial aid is to have your money delayed because there are mistakes on your forms. It can take up to three weeks to process a financial aid form with errors on it, so avoid these mistakes on student loan forms: 1. Using an incorrect AGI (Adjusted Gross Income) figure. This is one of the most common errors on student loan forms. Pay careful attention when reporting income earned from work and/or other sources. Consult with your most recent tax schedule turned into the Internal Revenue Service and ask your tax advisor if you have any doubts as to your number. […]

By |May 2nd, 2013|Pay Off Student Loans|0 Comments

Can I Automatically Renew My Student Loans Each Year?

When applying for financial aid for undergraduate, graduate or professional degree programs, you’ll likely hear a lot about scholarships touted as being renewable for a year or two at a time. While scholarships and other forms of non-loan financial aid do have the ability in some cases to renew, student loans generally do not. At least, not in the conventional understanding of the term “automatically renew.” […]

By |April 25th, 2013|Pay Off Student Loans|0 Comments

7 Steps To Consolidate Student Loans

Loan consolidation companies are always eager to rope in students with new loans and help them pay off their tuition and cost of living associated with college. Consolidating loans sounds easy enough: combine all loans and credit card debt into one easy monthly payment, but those who don't do their research can end up paying more money than they should be. Here are seven easy steps to find the consolidation loan plan that is right for you and avoid the problems that are associated with loan consolidation. […]

By |April 19th, 2013|Consolidation|0 Comments

Student Loans: Can I Just Fill Out One Application?

In this day and age, we're used to one-stop shopping for practically all of our needs. Sometimes even the Internet lets us skip any paperwork altogether and apply for any loans we might need in one fell swoop. So you might be asking yourself, can I fill out one application for all of my student loans? There's so much information an applicant needs to provide — it would indeed be so much easier to fill out just one packet or online form. […]

By |April 18th, 2013|Pay Off Student Loans|0 Comments

7 Tips To Make The Most of Private Student Loan Consolidation

It is becoming more commonplace for students to have multiple loans in order to afford the high costs associated with college. However, there are options to help reduce the costs associated with loans and interest rates, and one of these is consolidation. Consolidation is the combining of loans together and paying a lender one fee each month to cover the costs of the other loans. This can make it much simpler for students who are struggling with paying off their student loans. […]

By |April 16th, 2013|Consolidation|0 Comments

How Much Financial Aid Can I Receive for my Education?

The amount of financial aid you are eligible to receive depends on your Expected Family Contribution (EFC). The Free Application for Federal Student Aid (FAFSA) uses the Federal Need Analysis Methodology to determine your status (private institutions often use Institutional Methodology). You can get a basic estimate of your EFC and through the FAFSA website and numerous other online calculators. Calculation forms will include the following: […]

By |April 11th, 2013|Applying for Loans, Investing|0 Comments

How Early Should I Apply For a Student Loan?

How early you should apply for a student loan really depends on two things: whether you are trying to decide which school to attend based on what kind of financial aid you can get, or whether you've designated your school of choice and need to figure out which loans you will use to pay for it, and how large they will have to be. Either way, you should first think about what kinds of free aid and gifts are out there once you've determined you will attend a school of higher education. You should exhaust these sources before you apply for student loans. […]

By |April 4th, 2013|Applying for Loans|0 Comments

America’s Best 3 Places to Avoid Student Loan Debt

Using information from Sperling’s BestPlaces, AreaVibe’s list of Best Cities in America, and CollegeStat’s listing of cheapest to most expensive schools in the country these are America’s 3 best places to avoid student loan debt, taking into account the cost of tuition, cost of the living, employment rate, housing, amenities and livability. […]

By |April 2nd, 2013|Pay Off Student Loans|0 Comments

College Loans: Conquer and Control

Preparing for the great opportunities of life with a quality college education is a very important step for a good future. Education, however, is just not as cheap as it used to be. Even after you are able to secure some financial aid, and maybe even a scholarship, there may still be a need for more money. Many financial institutions offer relatively easy ways to get a student loan. Here are some things you need to know in order to get a loan for your educational needs. […]

By |March 28th, 2013|Types of Loans|0 Comments